Talk to an Expert
Talk to an Expert ✆ +91 945 945 6700
UDIN on every certificate

Net Worth Certificate for Visa in Delhi

Reviewed by CA and CS Team, Patron Accounting LLP ICAI & ICSI Registered| 15+ Years Experience| Last Updated: August 2026 Verify Credentials →

Originals issued in Delhi

Sequenced for legalisation

Liquidity shown separately

Authenticated and still checkable

15+ YearsIn practice
CA & CSCertified Experts
4.9
Based on real Google reviews

Get Free Consultation

Talk to a CA/CS expert today

🇮🇳 +91

Our team will get back to you shortly. No spam.

Delhi Applicants We Have Certified For

Verified Google reviews from the individuals and businesses Patron works with across India.

Sunny Ashpal
Sunny Ashpal
Director - Demandify Media
Anjanay Srivastava
Anjanay Srivastava
Founder - Hunarsource Consulting

Very proficient and professional staff. Do fantastic job and instant response. Strongly recommended engaging them for all accounting needs specially filing the ITR.

I've had an outstanding experience working with Patron Accounting. Their professionalism, attention to detail, and timely communication made the entire process smooth and stress-free. Highly recommended for anyone seeking reliable and knowledgeable financial guidance!

I'm glad that I was able to connect with Patron. They took the minimum time to do the calculations based on the details provided by me and were really impressed by their acumen. And it's not expensive at all. Good guidance while filling was given as well.

I have been taking services of Patron Accounting from 5 years and found them highly professional and the best people for all taxation related work be it individual or company services. Highly recommended.

From the very beginning, their approach has been highly professional, prompt, and solution-oriented. Every interaction reflected their deep knowledge, attention to detail, and a genuine willingness to help. It gave me immense confidence and peace of mind.

I got financial services from them for my private limited company. They are having good and qualified staff to provide services in a professional manner which is beneficial for me.

Join 3,000+ Founders and Businesses on Patron

Rated 4.9 on Google — trusted for CA certification since 2019.

Talk to an Expert
3,000+Businesses ServedCertification, audit and compliance work across India.
15+Years in PracticeA CA and CS team signing certificates for special purposes.
25,000+Filings CompletedReturns, certificates and filings handled accurately.
4.9★Client RatingVerified Google reviews from real engagements.
UDIN VerifiedEvery certificate carries a UDIN generated on the ICAI portal.
SSL SecureYour financial records are transferred and held securely.

Visa Files From Delhi: What the Consulate Expects

📌 TL;DR — Net Worth Certificate for Visa in Delhi at a Glance

Delhi adds a step other cities do not. Documents going to several destinations must pass MEA apostille before an embassy in Chanakyapuri will take them. Apostille attaches to the signed original, not to a copy made afterwards. So the net worth certificate is prepared and signed in the form that will be legalised, before the funds pack goes forward.

Delhi applicants usually arrive holding more than they need and less than they think. There are statements, deeds and often an old certificate. There is frequently a destination that requires the document to be legalised before it is lodged. Which of those has to happen first is the question worth settling. The order cannot be corrected afterwards, and an old certificate is rarely worth reusing. Our note on preparing funds evidence sets out the general shape.

Legalisation is what fixes that order. The figure has to be final and the paper signed before it leaves for authentication. A reprint issued afterwards carries nothing at all. So the position is settled before the paper is signed, and the signing is the last step rather than an early one. Attestation and apostille procedure is published by the Ministry of External Affairs.

What Legalisation Does to This Certificate

Files leaving the capital for many destinations must be authenticated before they are lodged. Authentication attaches to the signed original and confirms the signature and seal on it, not the truth of what it says. A net worth certificate for visa in Delhi is an accountant's dated statement of what an applicant or sponsor holds. It becomes a legalised document only once that original has been through the chain.

The consequence is an order of work rather than a different document. The figure is settled and the paper signed before it leaves, because a reprint issued afterwards carries none of the authentication. An authenticated certificate with a thin statement of affairs behind it is still just as thin as it was. Notarisation, where the appointed agency requires it, happens before the document leaves. A net worth certificate for visa in Delhi shows liquid holdings apart from property, so what could actually be moved is visible.

Key terms on this page:

  • Liquid AssetsLiquid assets are holdings that can be converted into cash quickly and at a value that can be predicted in advance.
  • Proof of Funds (POF)Proof of funds is evidence that an applicant has money available for a stated purpose.
  • Blocked AccountA blocked account is a bank account opened in the destination country into which a student deposits a year's living costs before the visa is granted.
  • Source of FundsSource of funds and proof of balance answer different questions, and files fail on the difference more often than on the amount.
  • Liberalised Remittance Scheme (LRS)The liberalised remittance scheme permits a resident individual to remit money abroad up to a limit in each financial year, for a defined set of purposes.
  • Foreign Inward Remittance Certificate (FIRC)A foreign inward remittance certificate evidences that money arriving in an Indian account came from abroad, naming the remitter, the amount, the currency, the date and the purpose declared for the transfer.
  • ApostilleAn apostille certifies that a signature on a public document is genuine and that the person who signed held the office they claimed.
Holdings on one date verified for a funds file, distinct from the bank statements a mission reads for balances

Specimen: What Your Certificate Looks Like

The sample shows masked values in both currencies. What matters in Delhi is that this is the document that goes for authentication, so it is the signed original rather than a reprint. The sample separates liquid holdings from property, which is the distinction a mission uses when it asks whether fees can actually be met.

Download this sample (PDF)

All names, addresses, registration numbers and amounts are replaced with X characters. The sample carries a Patron Accounting watermark and a Specimen badge on every page so that a cropped screenshot still shows what it is.

Sample document

Sample only
XXXXXX XXXXX & XXXXXXXXXX Chartered Accountants XXX, XXXXXXX XXXXXXXX, XX XXXX, XXXX XXXXXX +XX XX XXXX XXXX  ·  XXXXXX@XXXXXXX.XX Firm Registration No.: XXXXXXX
Ref: XXX/XXXX-XX/XXXXDate: XX/XX/XXXX

Certificate of Net Worth

To,
The Visa Officer
XXXXXXXXX XXXXXXX XX XXX XXXXXX XXXXXX XX XXXXXXX
XXXXXX

This is to certify that we have examined the Statement of Assets and Liabilities of XXXXX XXXXXX XXXXXXXXX, holder of Indian Passport No. XXXXXXXX, residing at XXXX XX, XXXXXXXX XXXXXXXXX, XXXXXXX, XXXX XXXXXX, holding Permanent Account Number XXXXXXXXXX, as at XX XXXXX XXXX.

Amounts are stated in Indian Rupees and converted into US Dollars at the reference rate of 1 USD = INR XX.XX published by the Reserve Bank of India on XX XXXXX XXXX.

Statement of Assets and Liabilities

Statement of Assets and Liabilities - all figures masked
Sr.ParticularsAmount (INR)Amount (USD)
AAssets
1Immovable property — residential flatXX,XX,XXXXX,XX,XXX
2Bank balances — savings accountsXX,XX,XXXXX,XX,XXX
3Fixed deposits and term depositsXX,XX,XXXXX,XX,XXX
4Investments — shares and mutual fundsXX,XX,XXXXX,XX,XXX
5Motor vehiclesXX,XX,XXXXX,XX,XXX
6Jewellery and other valuablesXX,XX,XXXXX,XX,XXX
7Other assetsXX,XX,XXXXX,XX,XXX
Total Assets (A)X,XX,XX,XXXX,XX,XX,XXX
BLiabilities
1Housing loan — outstandingXX,XX,XXXXX,XX,XXX
2Vehicle loan — outstandingXX,XX,XXXXX,XX,XXX
3Other borrowingsXX,XX,XXXXX,XX,XXX
4Other liabilities and duesXX,XX,XXXXX,XX,XXX
Total Liabilities (B)X,XX,XX,XXXX,XX,XX,XXX
NET WORTH (A − B)X,XX,XX,XXXX,XX,XX,XXX

On the basis of our examination and the information and explanations given to us, we certify that the net worth of XXXXX XXXXXX XXXXXXXXX as at XX XXXXX XXXX is INR X,XX,XX,XXX (Rupees XXX XXXXX XXXXX-XXXX XXXX only).

The above net worth is equivalent to USD X,XX,XXX at the rate stated. Of this, assets aggregating INR XX,XX,XXX are unencumbered, readily realisable and free from any lien, charge or encumbrance.

This certificate is issued at the request of the applicant for the purpose of submission in support of a visitor visa application and is not to be used, referred to or distributed for any other purpose or to any other party without our prior written consent.

The preparation of the Statement is the responsibility of the applicant, including the completeness of the assets and liabilities disclosed. Our responsibility is to certify the Statement on the basis of the records produced before us.

We conducted our examination in accordance with the Guidance Note on Reports or Certificates for Special Purposes issued by the Institute of Chartered Accountants of India, which requires that we comply with the ethical requirements of the Code of Ethics. We have complied with the relevant requirements of the Standard on Quality Control (SQC) 1.

Place: XXXX
Date: XX/XX/XXXX
UDIN: XXXXXXXXXXXXXXXXXX
For XXXXXX XXXXX & XXXXXXXXXX Chartered Accountants FRN: XXXXXXX
XX XXXXXX XXXXX
Partner · Membership No.: XXXXXX
Click to enlarge

Tap the sample to open it full size

Chanakyapuri Embassy Submissions

The File Goes to Chanakyapuri

The mission sits in the diplomatic enclave and takes submissions directly. Its checklist governs the file, and it is not the same as the checklist of the embassy next door.

The Destination Requires MEA Apostille

Authentication comes before lodging, and it fastens to whichever paper was signed. So a Delhi file settles its figure early, and any correction made later means buying the legalisation twice.

An Attestation Route Applies Instead

Some destinations outside the Hague Convention require embassy attestation rather than apostille. The sequence differs, and starting down the wrong one costs a reissue and a second wait.

A Study File Needs a Loan Sanction

An education loan sanction and the funds evidence are being submitted together. Each has to be consistent with the other on amounts, on names and on dates.

Local bodies

Filing With Embassies in Chanakyapuri and Other Delhi Bodies

  • Embassies in ChanakyapuriThe diplomatic enclave holds embassies rather than consulates, which is the practical difference between a Delhi file and one lodged in another city. An embassy's jurisdiction is usually the widest of any mission a country keeps in India, and for several countries it takes in Haryana and much of the north.
  • MEA apostille counterThere is no public counter at the Ministry of External Affairs. The Ministry stopped accepting documents from applicants directly. Everything for apostille or attestation is lodged with and collected from one of four appointed agencies: BLS International, Superb Enterprises, IVS Global and Alhind Tours and Travels. The Ministry's own fee is Rs 50 a document. The agency charge is Rs 22 for a personal document, Rs 18 for an educational one and Rs 16 for a commercial one.
  • Where documents can be lodged directlyThe Ministry's branch secretariats, which do take documents directly, are at Hyderabad, Chennai, Kolkata and Guwahati, and there is none in the north. So a Delhi file goes through an agency whether or not the applicant is standing in the same city as the Ministry.
  • VFS DelhiThe application centres in the city then take the pack for missions that outsource, and a document needing legalisation must be legalised before it is lodged. That order cannot be reversed afterwards.
Local records

Chanakyapuri Embassy and MEA Apostille Files

  • Apostille through the MEALegalisation decides the order of work on a Delhi file, and getting the order wrong costs more than any other mistake. A certificate that will be apostilled has to be signed, and notarised where the agency requires it, before it is lodged, and the apostille attaches to that signed original. A reprint issued afterwards is a different document and carries nothing. The figure therefore has to be final before the paper leaves the office, so the position is settled first and the legalisation runs last.
  • What an apostille does not doAn apostille authenticates the signature and seal rather than the contents. It tells the receiving country that the person who signed holds the office claimed, and says nothing about whether the assets exist. Missions know that, which is why an apostilled certificate with a thin statement of affairs behind it does no better than an unapostilled one. The legalisation settles provenance and the evidence still has to be there.
  • Student filesStudy files from the city are usually sponsored, and the sponsor is often self-employed. A business owner's worth is spread between a proprietary concern, property and deposits, and the mission is reading for whether the money can actually be moved when fees fall due. Liquid holdings are worth separating from the rest on the face of the statement, because a reader left to work out what is realisable will assume the worst. A sponsor drawing income from a firm also has to show the firm's position separately, because the two are not interchangeable. Where the fee will be met by selling something, saying what is to be sold is stronger than showing the asset and leaving the reader to guess.
  • Chanakyapuri embassy submissionsVisitor applications made from the city are frequently for a parent travelling to a child abroad. The applicant has retired, the income has stopped, and the worth sits in a house and in deposits. That is a strong position and a weak income statement at the same time, and the certificate is the document that shows the first. Naming what is held, where it is held and what is charged against it does more for that file than any amount of covering explanation.

What a Delhi Visa Engagement Includes

ServiceWhat's includedFrequency
Certificate sequenced for legalisationThe figure settled and the document signed before it leaves for authentication, because a reprint carries nothing.Per application
Notarisation arranged where requiredWhere the agency handling the apostille requires a notarised original, that step is completed before lodging.Where applicable
Liquid holdings shown separatelyDeposits and readily realisable assets set apart from property, so what can be moved is visible.Per application
Self-employed sponsor position certifiedA proprietary concern's position and the sponsor's own separated, with the share held stated.Where applicable
Retired applicant position statedWhere income has stopped, holdings and the charges against them are set out in place of an income statement.Where applicable
Signed originals for collectionCollected from the office in the number the agency requires for authentication.Per application
Destination format matchedDrawn to the destination's published requirement, and to whether it takes an apostille or asks for embassy attestation instead.Per application
Student and education-loan filesStudy applications where a self-employed sponsor is funding, with liquid holdings separated from property on the face of the statement.Where a study application applies
Dual currency formatBoth currencies on the signed original that goes for authentication, since a reprint issued afterwards carries none of it.Per application
Our Process

From Papers to Signed Certificate, Timed to Your Delhi Appointment

Six steps from the scope conversation to a signed certificate carrying a UDIN.

Step 1

Delhi submission route established

We establish where the file is going, which from Delhi means an embassy in the Chanakyapuri enclave, and what that route expects of a funds document. The destination decides the form of the certificate long before any balance is looked at.

We establish where the file is going, which from Delhi means an embassy in the Chanakyapuri enclave
Step 2

Source of funds evidenced

Each balance is traced back to its origin, because a recent credit with no visible source raises the question the evidence was meant to close. Gifts, property sales and family transfers are documented at source, never merely asserted.

Each balance is traced back to its origin, because a recent credit with no visible source raises the question the evidence
Step 3

Sponsor position certified

Where somebody else funds the application their holdings are certified on the same basis as the applicant's. The figures are laid out in the form an affidavit of support calls for, where the destination expects a formal commitment.

Where somebody else funds the application their holdings are certified on the same basis as the applicant's
Step 4

Dual currency figures fixed

The total is shown in rupees and in the currency the mission works in, at a reference rate carrying its own date. Nothing is left for a consular officer to convert on terms of their own choosing.

The total is shown in rupees and in the currency the mission works in, at a reference rate carrying its own date
Step 5

Signed in final form

A practising chartered accountant signs and generates the UDIN while the document is in its final state. Legalisation attaches to that signed original, so the sequence cannot be reversed without producing the whole thing again.

A practising chartered accountant signs and generates the UDIN while the document is in its final state
Step 6

Legalisation arranged from Delhi

For a Hague Convention destination the signed original goes for MEA apostille; otherwise the longer chain ending in embassy attestation applies. From Delhi the sequence is worked backwards from the appointment already held.

From Delhi the sequence is worked backwards from the appointment already held

What to Send Us From Delhi

  • The passport, and the destination's published requirement for legalisation
  • Confirmation of which appointed agency will lodge the document for apostille
  • A schedule separating liquid holdings from property, for the sponsor being certified
  • The sponsor's returns and, where self-employed, the concern's accounts alongside
  • The original in the number of copies the agency asks for, since a reprint carries nothing
  • Where notarisation is required first, the notary's requirements confirmed in advance

Where Delhi Visa Files Get Held Up

ChallengeWhy it happensHow it is handled
The document is signed in the wrong orderAuthentication attaches to the original, and a figure corrected afterwards produces an unauthenticated reprint.The position is settled first, the paper signed second, and legalisation last.
The agency wants a notarised originalRequirements differ between the appointed agencies and are discovered when the document is presented.The requirement is confirmed before signing, and notarisation is completed as part of the same sitting.
The apostille is expected to do moreAuthentication confirms a signature, and a thin statement behind it stays thin.The statement of affairs is built to stand on its own, and the legalisation is treated as provenance rather than proof.
A retired applicant has no income to showIncome has stopped while worth sits in a house and in deposits.Holdings and the charges against them are set out, with liquid items separated so what can be moved is visible.

What a Visa Certificate Costs Delhi Applicants

Certification does not cost more in Delhi than anywhere else. The fee is the national one: Starting from INR 2499 (Exl GST and Govt. Charges) for one individual with records in order, and On quote where several properties, unlisted shareholdings or reconstructed records are involved.

See the full fee table on the Net Worth Certificate for Visa page.

All fees listed are indicative only and do not constitute a binding offer. The final amount depends on the scope of records to be examined.

Get a free consultation — Call +91 94594 56700 or WhatsApp us.

Why It Matters

Why a Delhi File Fails After the Apostille

A Figure Changed After Signing

The apostille attaches to the signed original. A correction made afterwards produces a document carrying no authentication at all, and the legalisation then has to be bought and waited for a second time.

Legalisation Attempted After Lodging

Authentication has to precede submission and the order cannot be reversed once the pack is in. A file lodged in the wrong sequence is returned rather than corrected, and the appointment goes with it.

An Apostille Mistaken for Proof

Authentication confirms a signature and a seal, not that the assets exist. A thin statement of affairs sitting behind an apostilled certificate is exactly as thin as it was before the stamp was applied.

Liquidity Left for the Reader to Find

A sponsor's worth spread across a business, property and deposits does not show what can be moved when fees fall due. A reader made to work that out will assume the least favourable reading of it.

Why Clients in Delhi Use Patron

Four things you can check before you commission the certificate. Each is a claim with the proof behind it.

Originals issued in Delhi

Signed originals are collected at the Rohini office, which matters when the document is going on to an appointed agency for apostille and a copy will not serve.

Sequenced for legalisation

The figure is settled and the paper signed before it leaves, because authentication attaches to that original and a reprint made afterwards carries none of it.

Liquidity shown separately

A sponsor's deposits are set apart from property, so a mission can see what could actually be moved when fees fall due instead of inferring it.

Authenticated and still checkable

The apostille confirms the signature; the UDIN confirms the signatory. Both are on the document, and neither is a substitute for the evidence behind it.

Choosing a basis

When to Legalise, and Whether To

Legalisation routeWhat it gives youWhat it costs
No legalisationFastest and cheapest, and correct for destinations that do not askUseless if the destination does require it, and discovered late
Apostille through an appointed agencyWhat convention countries accept, and the usual route from DelhiAdds days, and attaches only to the signed original
Embassy attestation insteadRequired for destinations outside the conventionSlower again, and the mission's own requirements govern

Check the destination's published requirement before anything is signed. Legalising a document nobody asked to be legalised is money and days spent for no gain, and the reverse mistake costs the appointment.

Settle the Figure Before Anything Is Signed

Enter holdings and the destination currency and check the result carefully, because in Delhi the signed original is what goes for authentication. A figure corrected after signing means legalising again. The converter gives an estimate, not the certified number.

Free tool: Visa Net Worth Currency Converter

Amounts entered in

Your position in rupees

The rate you will print on the document

Position in rupees
Rate applied
Position in the destination currency

The converter applies the rate you enter. It publishes no rate of its own: the rate on the document must be one the reader can verify, and its date goes on the face of the document beside it.

Open the full calculator ↗

Go deeper: the net worth calculator

Why must the certificate be apostilled before some Chanakyapuri embassies accept it?

Because a foreign authority cannot verify an Indian signature on its own. Apostille certifies the origin of the document under the 1961 Hague Convention, so the receiving country treats it as authentic without further checks. Missions in Chanakyapuri that require legalisation will not process a funds pack without it.

Does apostille attach to the original or to a copy?

To the document actually presented, which is why the signed original goes forward. A photocopy legalised after the fact is not the same document. Missions reject packs where the apostille sticker sits on a copy of a certificate whose original was never presented. The certificate is therefore signed in the form intended for legalisation.

How long does the apostille step add to a Delhi visa timeline?

Enough that it has to be planned, not squeezed in. The document is routed through an authorised collection channel to the Ministry of External Affairs and returns legalised. The round trip runs into days rather than hours. Applications that fail on timing usually did the certificate last instead of first.

Which other documents go for legalisation alongside the certificate?

Whatever the destination lists. Educational certificates, birth and marriage certificates and affidavits commonly travel with the funds pack. Several require state-level authentication before the Ministry of External Affairs will apostille them. Sending the net worth certificate alone, only to send a second batch later, is the avoidable delay.

Does a notarised copy work where the embassy asks for legalisation?

No. Notarisation attests a copy or a signature within India; legalisation makes the document acceptable to a foreign authority. Where an embassy in Delhi specifies apostille or consular attestation, a notarised copy is not a substitute and the pack is returned. The two steps are sometimes both required, in sequence.

Is the education loan sanction letter legalised too?

Only if the destination asks. Most missions accept a bank's sanction letter in original with the funds pack, since the bank is identifiable and contactable. Where the country requires every supporting document legalised, the letter goes through the same route as the certificate. The bank is told in advance so the original is released.

Can a certificate be re-signed if the apostille application is returned?

Yes, and a fresh certificate carries a new date and a new UDIN. Returns usually turn on a formatting or authentication step rather than on the content, so the underlying work does not repeat. What cannot happen is a new signature on the old date, because the document states a position as at the date it was signed.

Do all missions in Delhi require legalisation?

No, and assuming they do adds cost. Several accept the signed original with UDIN verification, particularly for short-stay categories. Legalisation is more often demanded for immigration, study and long-stay routes. The mission's own document checklist is the operative source, since requirements differ between categories at the same embassy.

Does the applicant have to appear in person with the original?

It depends on the mission and the category. Some Delhi embassies require personal submission of originals at interview, others accept a courier or a visa centre lodgement. Where originals are handed over, a certified copy is retained by the applicant, because the certificate is the document the sponsor or bank may need again.

What if the name on the passport differs from the name on the certificate?

It is corrected before submission. Missions match names character by character. An expanded initial, a middle name or a maiden name appearing on one document but not the other is a standard ground for a query. The certificate is issued in the passport spelling, with any other name recorded as an alias.

Same-Day Certification for Delhi Appointments

Delhi missions in the Chanakyapuri enclave publish their own funds expectations, and those differ from one another. Reading the wrong checklist costs an appointment rather than merely a redraft. Confirm which applies before anything is drafted. Call or WhatsApp +91 94594 56700 with the mission and the date you are working to.

Start Your Delhi Visa Certificate

From Delhi most files go to a mission in the Chanakyapuri enclave, and each publishes its own expectations of a funds document. A file assembled to a general template is the one that comes back. Read your destination's checklist before anything is drafted, because that is what decides the form. Tell us the mission and the appointment you hold, and we will build the sequence around it.

Speak to a chartered accountant at Patron on +91 94594 56700, by call or WhatsApp.

Our office

Where to Find Us in Delhi

Patron Accounting LLP works from Sector 5 at Rohini. Signed originals are collected from this address, which matters when a document is going on to an agency for apostille and a copy will not serve. Passports, bank statements and sponsor papers can be brought here in person.

Patron Accounting LLP, Delhi
3rd Floor, B-6/154-155, Sector 5, Rohini
Delhi 110085, Delhi
Telephone +91 94594 56700
Monday to Friday 9am to 7pm, Saturday 9am to 3pm
Reviewed by the CA & CS Team, Patron Accounting LLP
ICAI & ICSI registered  ·  15+ years in Indian accounting & certification  ·  Last reviewed 5 August 2026  ·  Next review 5 November 2026