Net Worth Certificate in India - Complete Guide 2026
📌 TL;DR - Net Worth Certificate Services at a Glance
A Net Worth Certificate is a CA-issued formal document certifying Total Assets minus Total Liabilities of an individual or entity as on a specific date. In India, only a practicing Chartered Accountant registered with ICAI can issue it. The certificate must carry a UDIN generated on the ICAI portal. It is required for bank loans, visa applications, DEMAT accounts, government tenders, franchise applications, and legal proceedings. Patron Accounting delivers it in 24 hours, starting at INR 1,499 (Exl GST and Govt. Charges).
Whether you are applying for a visa, seeking a business loan, opening a DEMAT account for Futures and Options trading, or submitting a government tender bid - the first document most institutions ask for is a certified statement of your financial worth. Banks need it to assess your repayment capacity. Embassies need it to verify your financial ties to India. SEBI-regulated brokers need it before granting access to high-risk trading segments. Tender authorities need it to confirm your capacity to execute contracts.
| Quick Reference | Details |
|---|---|
| Document Name | Net Worth Certificate (also: Wealth Statement, Asset and Liability Certificate) |
| Issued By | Practicing CA with full-time Certificate of Practice, registered with ICAI (Chartered Accountants Act, 1949) |
| Mandatory Certification | UDIN - 18-digit code, ICAI portal, mandatory since 1 Feb 2019 |
| Net Worth Formula | Total Assets minus Total Liabilities |
| Who Needs It | Individuals, Sole Proprietors, Partnership Firms, LLPs, HUFs, Companies |
| Main Uses | Visa, Bank Loan, DEMAT/SEBI, Tender, Franchise, Legal, Partner Admission |
| Patron Accounting Fee | Starting at INR 1,499 (Exl GST and Govt. Charges) |
In India, this certified statement is called a Net Worth Certificate - and it can only be issued by a practicing Chartered Accountant holding a valid Certificate of Practice from ICAI. Net worth certificate kaise banaye? Patron Accounting ke CA team se sampark karein - sabhi entity types aur purposes ke liye UDIN-authenticated certificate milta hai.
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