Bank and credit card reconciliation services keep your recorded cash in line with what the bank actually shows. Patron Accounting has supported over 10,000 businesses across India and reconciles on Tally, Zoho Books, QuickBooks, and Xero.

We reconcile statements, find and fix discrepancies, and keep your cash position accurate and audit-ready, every month.

Content is reviewed quarterly for accuracy.

Every business with active bank accounts or credit cards needs regular reconciliation, especially where transaction volume is high or multiple accounts are involved.

• Businesses with several bank accounts, cards, or payment gateways.
• Companies preparing for statutory audit, GST audit, or due diligence.
• Firms with unexplained differences between books and bank balances.
• Owners who suspect duplicate payments, missing entries, or fraud.

• Bank statements for every account and the period to reconcile.
• Credit card and wallet or gateway statements.
• Accounting software access or ledger extracts.
• Previous period's closing reconciled balance.
• Details of any known disputes or pending items.

Ask us for a free reconciliation onboarding checklist before kickoff.

Reports you receive: a bank reconciliation statement (BRS) per account and period; a credit card reconciliation summary with flagged exceptions; a discrepancy and exception log with resolution status; and adjusting journal entries posted to your ledger.

All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the volume of work and the complexity involved.

Professional service charges for drafting, filing, and representation are separate from the statutory fees. The exact fee depends on the complexity of the case, disputed amount, and number of hearings required. Contact us for a detailed quote.

Get a free Bank Reconciliation consultation - Call +91 945 945 6700 or WhatsApp us. No-obligation assessment.

10,000+ Businesses | 4.9 Google Rating | 50,000+ Documents Processed | 15+ Years

"Patron Accounting gives the best service related to all account handling of our firm. She files all returns timely and is most kind and respectful towards us." - Nikhil Nimbhorkar, Google Review

"I've had an outstanding experience working with Patron Accounting. Their professionalism, attention to detail, and timely communication made the entire process smooth and stress-free." - Subhendu Mishra, Google Review

Outcome proof: a multi-card retail client cleared two years of unreconciled gateway settlements and surfaced duplicate charges within the first reconciliation cycle.

With offices in Pune, Mumbai, Delhi, and Gurugram, Patron Accounting serves businesses across India - both in-person and remotely.

Reconciliation pairs naturally with these closely related services:

• Accounting Services - full-service bookkeeping that reconciliation supports.
• GST Returns Filing - monthly and annual return preparation and filing.
• GST Audit - audit support where reconciled bank data verifies turnover.
• TDS Return Filing - quarterly TDS return preparation and filing.
• Income Tax Return Filing - ITR preparation built on reconciled books.

A bank reconciliation statement is not filed with the government, but it underpins reliable books of account and turnover figures. GST auditors and tax authorities routinely review bank statements against declared turnover, so a clean, consistent BRS makes a GST audit significantly smoother.

Banking operations in India follow Reserve Bank of India guidelines. For overdraft accounts the reconciliation logic reverses: what you add in a normal account, you deduct in an overdraft account. Timing differences such as outstanding cheques and deposits in transit clear automatically and do not require journal entries.

For official guidance on banking operations, refer to the Reserve Bank of India (rbi.org.in).

Unreconciled accounts hide errors, duplicate payments, and fraud that grow harder to trace as cheques and entries age beyond three months. With statutory and GST audits reviewing bank statements against declared turnover, a backlog of unreconciled items becomes both a financial and a compliance risk. Regular reconciliation keeps your books clean and your cash position reliable.

Get a free, no-obligation quote. Call +91 945 945 6700 or WhatsApp our team today.

Reconciliation is the simplest way to trust your numbers. Patron Accounting matches your bank, card, and gateway activity to your ledger, explains every difference, and delivers a clean BRS each period.

The result is an accurate cash position, early fraud detection, and audit-ready records. Call +91 945 945 6700, WhatsApp us, or request a free consultation.