In this guide
Groww transformed how Indians invest. From stocks to mutual funds, this platform brought investing to millions of first-time users. But when tax season arrives, many Groww users feel lost. Understanding Groww ITR filing doesn't have to be complicated. Groww provides excellent tax reports that make the process straightforward.
Understanding Groww Tax Reports
| Report Type | What It Contains |
| Capital Gains Statement | Stock-wise STCG and LTCG with purchase/sale dates and holding periods |
| Mutual Fund Statement | Fund-wise redemption gains, dividends received, and tax implications |
| Profit & Loss Report | Trading summary with net profit/loss for intraday and F&O |
| Contract Notes | Daily transaction details with charges, STT, and brokerage breakdown |
| Tax P&L Summary | Consolidated view across all segments for ITR filing |
How to Download Groww Capital Gains Report
Step 1: Open Groww app or login to groww.in
Step 2: Go to Profile > Reports > Tax Reports
Step 3: Select the financial year (e.g., FY 2024-25)
Step 4: Choose "Capital Gains Statement" for stocks
Step 5: Click Download to get PDF or Excel format
Understanding Groww Mutual Fund Tax
Reporting Groww mutual fund tax requires understanding different fund categories. Refer to the Income Tax Act for current provisions.
| Fund Type | STCG | LTCG | Holding Period |
| Equity Funds | 20% | 12.5% above Rs. 1.25L | 12 months |
| ELSS Funds | N/A (3-year lock-in) | 12.5% above Rs. 1.25L | 12 months |
| Debt Funds | Slab rate | Slab rate (no LTCG benefit) | N/A |
| Hybrid Funds (65%+ equity) | 20% | 12.5% above Rs. 1.25L | 12 months |
Step-by-Step: Filing ITR with Groww Reports
Follow these steps for complete Groww ITR filing through the Income Tax e-Filing Portal.
Step 1: Download All Groww Reports - Capital Gains Statement, Mutual Fund Statement, and P&L Report.
Step 2: Categorize Your Investments - Separate delivery trades, mutual fund redemptions, intraday trades, and F&O trades.
Step 3: Fill Capital Gains Schedule - Enter stock STCG under Section 111A, LTCG under Section 112A.
Step 4: Fill Business Income (If Applicable) - For intraday and F&O, enter in Schedule BP.
Step 5: Claim ELSS Deduction - If you invested in ELSS through Groww, claim under Section 80C.
Step 6: Verify and Submit - Cross-check all figures and e-verify using Aadhaar OTP.
For professional assistance, consider Income Tax Return Filing services from Patron Accounting.
Conclusion
Groww ITR filing becomes manageable with proper planning. Your Groww capital gains report provides accurate data for stock transactions. Understanding Groww mutual fund tax rules ensures you report redemptions correctly. Download your reports early and file before the deadline.
Common Questions
Frequently Asked Questions
Have a look at the answers to the most asked questions.
