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CHG-9 Charge Modification Filing (Section 79)

Reviewed by CA and CS Team, Patron Accounting LLP ICAI & ICSI Registered| 15+ Years Experience| Last Updated: Verify Credentials →

Service: End-to-end filing of a modification of a charge with the ROC.

Fees: Charge modification filing starting from INR 2,499 (Exl GST and Govt. Charges), per charge.

Timeline: Within 30 days of the modification of the charge.

When Used: Top-up loans, additional facilities, refinancing and a change in the security.

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Charge Modification: Overview and Quick Summary

📌 TL;DR - Charge Modification Filing Services at a Glance

When the terms, amount or security of an existing charge change, Section 79 requires the company to register the modification with the ROC within 30 days. The modification of an ordinary charge is filed in Form CHG-1, and a charge relating to debentures in Form CHG-9. A late filing is possible within a further 60 plus 60 days on additional or ad valorem fees.

Parameter	Detail
Governing Provision	Section 79 with the Registration of Charges Rules, 2014
Form	CHG-1 for ordinary charges; CHG-9 for debenture-related charges
Timeline	Within 30 days of the modification
Late filing	Further 60 days on additional fees; further 60 days on ad valorem fees
Cost	Patron fee from INR 2,499 (Exl GST and Govt. Charges) per charge
Certificate	ROC issues a Certificate of Modification in Form CHG-3
Triggers	Top-up, additional facility, refinancing, change in security

Charge modification services from Patron Accounting cover the filing whenever a charge changes, on a top-up loan, an additional facility, a refinancing or a change in the secured assets, within the 30-day window, and the receipt of the CHG-3 certificate. It is a recurring need tied to a company’s banking activity. Our team has supported 10,000+ businesses since 2009.

Charge modification is the middle stage of the charge lifecycle, between creation and satisfaction. It sits within the company’s wider compliance; see our private limited company compliance service for the full cycle, while the creation and the satisfaction of a charge are handled by our related charge services.

What Is Charge Modification?

Charge modification is the change in the terms, conditions, amount or security of an existing registered charge. When such a change happens, Section 79 requires the company to register the modification with the ROC, so the public record reflects the current position of the charge.

It is the middle stage of the charge lifecycle, between creation and satisfaction. It arises naturally with a company’s banking, such as a top-up of an existing facility or a change in the assets secured, and registering it on time keeps the record accurate and the lender’s security clear.

Key Terms for Charge Modification Filing:

Modification: A change in the terms, amount or security of an existing registered charge.
CHG-1: The form used to register the modification of an ordinary charge.
CHG-9: The form used for a charge relating to debentures, including its modification or rectification.
CHG-3: The Certificate of Modification of Charge the ROC issues.
Top-up loan: An increase in an existing facility that modifies the charge securing it.

Filing Window 30 Days

When Is a Charge Modification Filing Required?

A modification filing is required whenever an existing registered charge changes, and within tight timelines.

Top-up or increase: An increase in the amount secured by an existing charge.
Additional facility: A new facility added under the same charge or security package.
Refinancing: A change in the lender or the terms where the charge continues.
Security change: A change in the property or assets charged, such as adding or releasing assets.
Part satisfaction: A part repayment, which is treated as a modification rather than a satisfaction.

Charge modification sits within the company’s wider compliance; see our private limited company compliance service for the full cycle.

Our Charge Modification Services

Service	What We Do
Modification Review	We review the modification instrument and confirm what has changed, the parties and the date of modification.
Form Selection and Preparation	We choose the correct form, CHG-1 for an ordinary charge or CHG-9 for a debenture-related charge, and prepare it with the supporting documents.
Timely Filing	We file the modification with the ROC within the 30-day window, or manage the additional or ad valorem fees if a late window applies.
Certificate Follow-Up	We follow up the filing and obtain the CHG-3 Certificate of Modification of Charge.
Banking Coordination	We coordinate with the lender on the modified documents so the filing matches the sanction and the security.
Register Update	We update the company’s register of charges to record the modified particulars.

Our Process

Charge Modification Process: Step by Step

How Patron registers a charge modification, from confirming the change to obtaining the CHG-3 certificate and updating the register.

Step 1

Confirm the Change

Identify what has changed in the charge, the amount, the terms or the assets, and the date of modification.

What changed Date of change

Confirm 01

Step 2

Choose the Form

Select CHG-1 for an ordinary charge or CHG-9 for a charge relating to debentures.

CHG-1 ordinary CHG-9 debentures

Form 02

Step 3

Prepare the Form

Complete the form with the modified particulars and attach the modification instrument and supporting documents.

Modified details Instrument attached

Prepare 03

Step 4

Obtain Signatures

Have the form signed by the company and the charge-holder.

Company sign Charge-holder sign

Signatures 04

Step 5

File Within 30 Days

File the modification with the ROC within 30 days of the date of modification.

30-day window ROC filed

File 05

Step 6

Manage Any Delay

Where the window is missed, file within the further 60 or 60 days with the additional or ad valorem fees.

+60 / +60 days Fees managed

Delay 06

Step 7

Obtain the Certificate

Receive the CHG-3 Certificate of Modification of Charge and update the register of charges.

CHG-3 issued Register updated

Certificate 07

Documents Required for a Modification Filing

The instrument or deed evidencing the modification of the charge.
Details of the original charge and its registration.
The revised sanction or facility documents from the lender.
Date of modification and the changed particulars.
Board resolution authorising the modification, where applicable.
Valid DSC of the company signatory and the charge-holder.

Need the full checklist? We share a ready modification checklist when you engage us.

Common Modification Challenges and Solutions

Challenge	Impact	How Patron Accounting Solves It
Missing the 30-day window	A modification follows a top-up or refinancing and is easy to overlook. We file within the window alongside the banking activity.
Choosing the right form	An ordinary charge uses CHG-1 and a debenture charge uses CHG-9. We select the correct form so the filing is valid.
Matching the sanction	The filing must reflect the actual modified terms. We coordinate with the lender so the particulars match the documents.
Part payment treated as modification	A part repayment is a modification, not a satisfaction. We file it correctly so the record shows the reduced amount.

Charge Modification Service Fees

Fee Component	Amount
Patron Accounting Professional Fees (per charge)	Starting from INR 2,499 (Exl GST and Govt. Charges)
Scope of the per-charge fee	Modification review, selection and filing of CHG-1 or CHG-9, follow-up for the CHG-3 certificate
MCA Filing Fee	Charged on actual basis
Additional / ad valorem fees (late filing or condonation)	Charged on actual basis where a late window or condonation applies

All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the volume of work and the complexity involved.

MCA filing fees, and any additional or ad valorem fees for a late filing or a condonation process, are separate and charged on actual basis. The exact fee depends on the number of charges and whether a late window applies. Contact us for a detailed quote.

Get a free Charge Modification Filing consultation - Call +91 945 945 6700 or WhatsApp us. No-obligation assessment.

Modification Timeline at a Glance

Stage	Estimated Timeline
Initial registration window	Within 30 days of the date of modification
First late window	A further 60 days on additional fees
Second late window	A further 60 days beyond that on ad valorem fees (post-2019 Ordinance)
Beyond the windows	Condonation of delay required
Certificate	CHG-3 Certificate of Modification issued by the ROC

A charge modification runs on a 30-day clock from the date of the modification. If that is missed, registration is possible within a further 60 days on additional fees, and a further 60 days beyond that on ad valorem fees, for charges modified after the 2019 Ordinance. Past these windows a condonation of delay is needed. On filing, the ROC issues the CHG-3 certificate. We file within the first window wherever possible, so the modified charge is on record without complication.

Key Benefits

Why Choose Professional Modification Support

Filed Within 30 Days

The modification is filed within the 30-day window from the date of change, so the charge record stays current.

Correct Form Selected

The correct form, CHG-1 for an ordinary charge or CHG-9 for a debenture charge, is selected so the filing is valid.

Matched to Lender Documents

The particulars are matched to the lender documents, so the filing reflects the actual modified terms.

CHG-3 Certificate Followed Up

The CHG-3 Certificate of Modification is followed up and obtained, confirming the modified charge on record.

Recurring Filings Tracked

We track top-ups, enhancements and refinancing so each recurring modification is filed on time.

Qualified CAs and CSs

Handled by qualified CAs and CSs, with the register of charges and records kept in order.

Trusted by Businesses Across India

10,000+ Businesses Served | 4.9 Google Rating | 50,000+ Documents Filed | 15+ Years

"We take a top-up on our facility most years. Patron files the charge modification within the window every time, so our records always match the bank." - Director, manufacturing company, Pune.

"On a refinancing, Patron handled the modification filing and got us the CHG-3 certificate without any delay." - Founder, services company, Delhi.

Trusted by leading brands including Hyundai, Asian Paints and Bridgestone for accounting and compliance support.

With offices in Pune, Mumbai, Delhi, and Gurugram, Patron Accounting serves businesses across India - both in-person and remotely.

Charge Modification Compared with Creation and Satisfaction

Factor	Modification (this service)	Creation (CHG-1)	Satisfaction (CHG-4)
Purpose	Change an existing charge	Register a new charge	Close a repaid charge
Form	CHG-1 or CHG-9	CHG-1 or CHG-9	CHG-4
Timeline	30 days of modification	30 days of creation	30 days of repayment
Certificate	CHG-3	CHG-2	CHG-5

Related Compliance Services

Charge modification sits alongside charge creation, satisfaction and the company’s wider compliance. Patron handles the linked work too.

Private Limited Company Compliance for the full annual compliance cycle.
Secretarial Audit which reviews the register of charges.
ROC Notice handling where a notice is received over a charge.
Compliance Calendar to track charge and filing due dates.
Pvt and LLP Compliance for ongoing entity compliance.

The registration of a new charge in CHG-1 and the satisfaction of a charge in CHG-4 when a loan is repaid are handled by our related charge services.

Legal and Compliance Framework

Duty to register: Section 79 of the Companies Act, 2013 applies the charge registration provisions of Section 77 to a modification in the terms, conditions or extent of a charge, so a company must register the modification with the Registrar within 30 days of the date of modification.

Form: The modification is filed in Form CHG-1 for a charge other than debentures, and in Form CHG-9 for a charge relating to debentures, including its modification or rectification, signed by the company and the charge-holder with the modification instrument.

Extended periods: For a charge modified after the Companies (Amendment) Ordinance, 2019, registration may be allowed within a further 60 days of the initial period on additional fees, and within a further 60 days beyond that on ad valorem fees, after which condonation of delay is required.

Certificate and consequences: On registering the modification, the Registrar issues a Certificate of Modification of Charge in Form CHG-3, and a default in registering a modification attracts a penalty on the company and its officers in default under Section 86.

Refer to the MCA portal for forms and to Section 79 on IndiaCode for the bare provision.

What is a charge modification filing?

A charge modification filing registers a change in an existing registered charge with the Registrar of Companies, under Section 79 of the Companies Act, 2013. A modification happens when the terms, conditions, amount secured or the assets charged change, such as on a top-up loan or a refinancing. The company must register the modification within 30 days so the record reflects the current position of the charge.

Which form is used to modify a charge?

The modification of an ordinary charge, other than one relating to debentures, is filed in Form CHG-1, the same form used to create a charge. A charge relating to debentures, including its modification or rectification, is filed in Form CHG-9. We select the correct form based on the nature of the charge so the modification is registered validly.

Within how many days must a modification be filed?

A modification of a charge must be registered with the Registrar within 30 days of the date of the modification. If this is missed, for a charge modified after the 2019 Ordinance, registration may be allowed within a further 60 days on additional fees, and within a further 60 days beyond that on ad valorem fees. Past these windows, a condonation of delay must be sought.

What counts as a modification of a charge?

A modification includes any change in the terms or conditions of the charge, an increase in the amount secured, a change in the rate of interest in some cases, and a change in the property or assets charged, such as adding or releasing security. A top-up loan, an additional facility and a refinancing that keeps the charge in place are common examples that need a modification filing.

What certificate is issued on modification?

On registering a modification of a charge, the Registrar issues a Certificate of Modification of Charge in Form CHG-3 to the company and the charge-holder. This is the modification equivalent of the CHG-2 certificate issued on creation, and it confirms that the modified particulars of the charge have been registered and are reflected on the company’s record.

Is a top-up loan a modification?

Yes. A top-up loan that increases the amount secured by an existing charge is a modification of that charge and must be registered within 30 days in Form CHG-1, or CHG-9 for a debenture-related charge. Because top-ups, enhancements and refinancing recur with a company’s banking, charge modification is a recurring filing for active, loan-backed businesses.

Is a part repayment a modification or a satisfaction?

A part repayment is treated as a modification of the charge, not a satisfaction. A satisfaction in Form CHG-4 is filed only when the charge is satisfied in full. Where only part of the secured amount is repaid, the change is registered as a modification so the record shows the reduced amount, while the charge itself continues for the balance.

What happens if a modification is not registered?

A failure to register a modification within the prescribed time attracts a penalty on the company and its officers in default under Section 86, and leaves the company’s charge record inaccurate, which can complicate further finance, an audit or a due diligence. Registering each modification on time keeps the record aligned with the actual terms of the charge and the lender’s security.

Charge modification kya hota hai?

Charge modification tab hota hai jab existing charge ke terms, amount ya security badalti hai, jaise top-up loan par, aur 30 din me file karni hoti hai.

Top-up loan par charge update karni padti hai kya?

Haan, top-up se charge ki amount badalti hai, isliye 30 din ke andar CHG-1 ya CHG-9 me modification file karni hoti hai.

Quick Answers

Which form? CHG-1, or CHG-9 for debentures.

Timeline? Within 30 days of modification.

Late? Further 60 days, then 60 days, on extra fees.

Certificate? CHG-3 from the ROC.

Why File on Time

Every change to a charge restarts the 30-day clock. A top-up, an additional facility or a refinancing modifies the charge, and the modification has to be registered within 30 days or it draws additional or ad valorem fees and, beyond the windows, a condonation. Filing each modification promptly keeps the charge record matched to the actual terms and the lender comfortable.

File your charge modification - Call +91 945 945 6700 or WhatsApp us. We respond within 2 hours.

File Your Charge Modification with Patron Accounting

Registering a charge modification under Section 79 keeps the record current through the life of a loan: file in Form CHG-1, or CHG-9 for a debenture charge, within 30 days of the modification, use the further 60 and 60-day windows only if needed, and obtain the CHG-3 certificate.

Because top-ups and refinancing recur with banking activity, modification is a regular filing for loan-backed companies. Patron Accounting, with qualified CAs and CSs and offices in Pune, Mumbai, Delhi and Gurugram, files your charge modifications on time.

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Content Created: 3 June 2026 | Last Updated: | Next Review: 4 September 2026 | Reviewed By: CA & CS Team, Patron Accounting LLP

This page is reviewed at least yearly and updated whenever Section 79 or 86, the Registration of Charges Rules, the CHG form set, or the late-filing and condonation structure change. Freshness Tier 2.

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