Practical compliance guides

Payroll & HR · 14 min read

ESI Registration and Compliance: Who Must Register, Rates and Filing Deadlines

Your company just hired its tenth employee. Within 15 days, you are legally required to register with the Employees' State Insurance Corpora...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 13 min read

Monthly Payroll Compliance Checklist for Indian Employers: All Deadlines in One Place

An HR manager at a 40-person company in Bengaluru missed the PF deposit deadline by 3 days in January 2026 - the 15th fell on a Saturday, sh...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 14 min read

Payroll Outsourcing vs In-House Payroll: Which Is Right for Indian SMEs in 2026?

A 35-person IT company in Pune was processing payroll in-house using a basic spreadsheet and a part-time accountant. In January 2026, a rout...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 13 min read

How to Set Up Payroll for the First Time in India: Complete Step-by-Step Guide

A startup in Noida hired its sixth employee in March 2025. The founder had been managing salary transfers directly from the company bank acc...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 14 min read

Digital Payroll Record Keeping Under Labour Code 2025: 7-Year Retention Rules

A manufacturing company in Pune faced a PF inspection in February 2026 where the EPFO inspector requested wage records for the last 7 years...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 12 min read

Overtime Rules in India 2026: Limits, Calculation and Double-Pay Compliance

A Ministry of Labour & Employment report found that over 68% of labour violations at registered establishments in India involve incorrec...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 14 min read

Full and Final Settlement Under New Labour Code: The 2-Day Wage Settlement Rule

For decades, full and final settlement in India was an unregulated grey zone. Some companies paid on the last working day. Others took 30 da...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 13 min read

4 Labour Codes 2025: What Every Indian Employer Must Know Before It's Too Late

On 21 November 2025, the Government of India activated all four Labour Codes - replacing 29 labour laws that had accumulated over seven deca...

CACA Sundaram Gupta · Apr 7

Payroll & HR · 14 min read

Minimum Wages in India 2026: State-Wise Rates and How Non-Compliance Is Detected

A company operating payroll across Delhi, Karnataka, Madhya Pradesh, and Gujarat discovered during a compliance audit in January 2026 that i...

CACA Sundaram Gupta · Apr 7

Accounting & Bookkeeping · 14 min read

Quarterly Inventory Statement for Banks: How MSME Borrowers Should Prepare It

An MSME manufacturer in Nagpur with a Rs 1.5 crore CC limit from SBI had been submitting stock statements showing inventory valued at Rs 2.2...

CACA Puja Pradhan · Apr 7

Audit · 16 min read

Stock Audit for Working Capital Borrowers: What Banks Verify and How to Prepare

A pharma distributor in Mumbai with a Rs 6 crore CC limit received a stock audit notice from his bank in February 2026. The bank-appointed C...

CACA Puja Pradhan · Apr 7

Audit · 11 min read

Bank Stock Audit in India: RBI Guidelines, Who Needs It and When It Is Mandatory

A textile manufacturer in Surat with a Rs 8 crore CC limit had been submitting monthly stock statements showing stock valued at Rs 12 crore....

CACA Sundaram Gupta · Apr 7