Practical compliance guides

Certificates & Valuations · 13 min read

Net Worth Certificate Format: What Must Be Included and ICAI Certification Standards

You need a net worth certificate. Your CA asks: which format? And you realise there is no single answer. The bank has its own prescribed for...

CACA Puja Pradhan · Apr 8

Certificates & Valuations · 14 min read

Net Worth Certificate for Government Tenders: Technical Bid Eligibility Requirements

You have found a government tender that matches your business perfectly. The technical specifications align, you have the experience, and yo...

CACA Puja Pradhan · Apr 8

Certificates & Valuations · 13 min read

Net Worth Certificate for Bank Loans and Working Capital Limits

Your bank has sent you a checklist for your business loan application. Alongside the ITR, bank statements, and project report, there is one...

CACA Sundaram Gupta · Apr 8

Certificates & Valuations · 12 min read

Net Worth Certificate in India 2026: Complete Guide - When You Need It, Format and How a CA Issues It

A bank asks for it before approving your loan. An embassy requires it with your visa application. A government department demands it before...

CACA Sundaram Gupta · Apr 8

Startup & MSME · 8 min read

Startup India Seed Fund Scheme (SISFS): How to Apply for Up to Rs 20 Lakh Grant and Rs 50 Lakh Debt for Early-Stage Startups

You have a viable business idea, a prototype in development, and the energy to build. But you need capital - and at the proof-of-concept sta...

CACA Sundaram Gupta · Apr 8

Income Tax · 9 min read

ESOP Tax Deferral for Startup Employees: How Section 80-IAC Certification Changes When You Pay Tax on Stock Options

You exercise 2,000 ESOPs at Rs 50 per share when the fair market value is Rs 500. The perquisite value is Rs 9 lakh - taxable as salary inco...

CACA Sundaram Gupta · Apr 8

Income Tax · 9 min read

Income Tax Act 1961 vs 2025: Key Changes That Affect Your ITR Filing

After 65 years, India has a new Income Tax Act. The Income Tax Act, 2025 replaces the Income Tax Act, 1961 from 1 April 2026. For taxpayers,...

CACA Sundaram Gupta · Apr 8

GSTAT & GST Litigation · 10 min read

ITC Denial Appeals at GSTAT: How to Challenge and Win Your Case

ITC denial is the single largest category of GST disputes heading to GSTAT. Whether your ITC was denied because your supplier did not file r...

CACA Sundaram Gupta · Apr 8

GSTAT & GST Litigation · 9 min read

GSTAT Cross-Objections: When and Why You Should File Form APL-06

You did not file the GSTAT appeal. The other party did. But the original order had parts decided against you too - maybe the penalty was con...

CACA Sundaram Gupta · Apr 8

GSTAT & GST Litigation · 9 min read

GSTAT Order Received? What to Do Next: Read, Act, and Protect Your Rights

The hearing is over. The bench has pronounced the order. A notification lands on your phone: 'Your GSTAT order has been uploaded.' This is w...

CACA Sundaram Gupta · Apr 8

GSTAT & GST Litigation · 11 min read

GSTAT Backlog Appeal Deadline June 2026: Who Must File and When

You have 83 days. On 30 June 2026, the one-time window for filing backlog GSTAT appeals closes permanently. After that date, every First App...

CACA Sundaram Gupta · Apr 8

GSTAT & GST Litigation · 11 min read

4 Lakh+ Pending GST Cases at GSTAT: What Happens to Your Appeal

You filed your GSTAT appeal. The portal gave you a case number. You paid the pre-deposit. Now what? With 4 lakh+ appeals flooding into a tri...

CACA Puja Pradhan · Apr 8