Last Updated: June 2026

Authorised Capital Planner — How Much to Set

TL;DR

Decide how much authorised capital to declare at incorporation. Enter your planned paid-up now and any near-term issuance; the planner recommends an authorised level with headroom, enforces the rule that authorised ≥ paid-up, and compares setting high now vs starting low and increasing later via SH-7. There's no minimum capital (abolished 2015); SPICe+ fee is ₹0 up to ₹15L and stamp duty scales with authorised capital — so low-now is usually cheaper unless you're certain you'll need more soon.

Plan Your Authorised Capital

Recommends a level + compares set-high-now vs increase-later. Indicative figures.

Your plan
Money shareholders will actually put in at the start.
Further shares in next ~12–24 months (co-founder, small round).
Stamp duty is a % of authorised capital.
Leave blank to use the recommended level for the "high" path.
Recommended Authorised Capital
₹0
Start Low Now
Set Higher Now
Want this capital structure set up correctly?
A Chartered Accountant advises on the authorised/paid-up structure, drafts the MoA capital clause, and handles incorporation or an SH-7 increase.

How to Use the Planner

  1. Enter paid-up capital now — what shareholders will actually invest at the start.
  2. Add expected near-term issuance — further shares you realistically expect in the next year or two.
  3. Pick your state band (stamp duty scales with authorised capital).
  4. Optionally enter an authorised level you're considering, then Plan & Compare for a recommendation and the set-high-now vs increase-later cost comparison.

CA Tip: Authorised capital is just a ceiling — it isn't money you must deposit. Keep it modest unless you're confident of issuing more soon. For the full incorporation budget, use the incorporation cost estimator.

Authorised vs Paid-Up Capital

Authorised capital is the maximum share capital a company may issue, set in the capital clause of the MoA. Paid-up capital is what shareholders have actually paid for shares allotted. The hard rule: paid-up can never exceed authorised — authorised is the ceiling, paid-up sits within it.

You can issue more shares up to the authorised limit with no MoA change; to go beyond it you must increase authorised capital first (Form SH-7). There's no minimum capital any more — the ₹1 lakh minimum was removed by the Companies (Amendment) Act 2015. The capital clause and every change to it are filed with the MCA, and the company files its returns through the income-tax department. See Patron's authorised vs paid-up guide.

Rule: paid-up ≤ authorised  (always)
Recommended authorised ≈ (paid-up now + near-term issuance) × headroom
Issue freely up to authorised; beyond it → SH-7

How the Planner Decides

The recommendation covers your planned paid-up plus expected issuance, with a sensible headroom so you don't file SH-7 for a small top-up, rounded to a clean figure (₹1L, ₹5L, ₹10L, ₹15L, …). It keeps the recommendation at or below the ₹15 lakh SPICe+ free-fee ceiling where your needs allow, since that's the cost-efficient sweet spot.

The comparison then prices two paths for the same end-state:

  • Start low now — minimal authorised at incorporation (covering immediate paid-up), then a later SH-7 increase when you actually need more: lower upfront cost, a second filing later.
  • Set higher now — the full recommended/considered authorised at incorporation: higher upfront stamp duty (and SPICe+ fee above ₹15L), but no later filing.

It flags which is cheaper overall and reminds you that the "start low" saving is only real if the later need is genuine — plans change, and money has time value.

Need Help with Capital Structure & Incorporation?

Patron Accounting LLP supports founders deciding authorised / paid-up capital and incorporating or increasing capital — for Pune, Mumbai, Delhi, Gurugram and pan-India clients.

Increasing Authorised Capital Later (SH-7)

If you start low and later need more, increasing authorised capital is a defined process under Section 61 of the Companies Act 2013: a board resolution, an ordinary resolution by shareholders at a general meeting, an amendment to the MoA capital clause, and Form SH-7 filed with the ROC within 30 days. You pay an ROC fee tiered on the increase amount, plus state stamp duty on the increase, plus a professional fee.

If the Articles don't permit capital alteration, amend them first by special resolution with MGT-14. There's no penalty for starting low — see Patron's increase authorised capital guide and the change in authorised capital service.

Typical Authorised Capital Levels

StageTypical authorised capital
Early-stage / bootstrapped startup₹1 lakh (paid-up ₹1 lakh)
Startup expecting a small round / co-founder₹5–₹15 lakh (stays in free SPICe+ slab)
Startup with confirmed investor interest₹25 lakh – ₹1 crore
Medium enterprise₹50 lakh – ₹5 crore by need

These are common ranges, not rules — pick a structure first with the entity type selector, and price the stamp duty with the incorporation stamp duty calculator.

Note: Indicative planning tool. SPICe+ fees, ROC tiers and state stamp duty change by notification — confirm the exact figures and the best structure with a professional before incorporating.

Capital Structure and Fundraising Readiness

Authorised capital and the share structure matter most the moment you raise money. When an investor comes in, you issue fresh shares — which pushes up paid-up capital — and if that issuance would breach the authorised ceiling, you must first run an SH-7 increase, adding days to a closing you'd rather complete quickly. So a little authorised headroom is genuinely useful for a company that expects a round, even though the authorised figure itself is not money in the bank and signals nothing to investors on its own.

What investors actually examine is paid-up capital, the cap table and valuation, not the authorised number. A startup seeking benefits under the Startup India scheme should also keep its structure clean: DPIIT recognition via the Startup India portal and downstream incentives attach to the entity, and the share-capital movements feed into accounts prepared under ICAI standards. Setting authorised capital with one funding round of headroom — without over-paying stamp duty for capital you may never issue — is usually the right balance.

If you do raise and need to issue beyond the ceiling, the increase is routine; the planner above shows what that SH-7 step would cost so you can decide whether to build the headroom in now or later.

Tip: Planning ESOPs alongside the round? The authorised capital must also accommodate the option pool once exercised — size it with the ESOP pool sizing calculator.

Frequently Asked Questions

Authorised capital is the maximum share capital a company is allowed to issue, declared in the capital clause of the Memorandum of Association. Paid-up capital is the amount shareholders have actually paid for shares allotted to them. Authorised capital is a ceiling, paid-up is what has been issued within that ceiling, and paid-up capital can never exceed authorised capital. A company can issue more shares up to the authorised limit without changing the MoA, but must raise the authorised capital first to go beyond it.
Many early-stage startups set authorised capital of one lakh rupees, which is enough for an initial paid-up capital of one lakh and keeps stamp duty and fees minimal. If you expect to issue more shares soon, perhaps for a co-founder or a small round, setting authorised capital a little above the expected paid-up gives headroom without a later filing. Founders with confirmed investor interest often set ten lakh to one crore. This planner recommends a level based on your planned paid-up and near-term issuance.
No. The minimum paid-up capital requirement of one lakh rupees for a private company was removed by the Companies (Amendment) Act, 2015. A company can now be incorporated with any amount of capital, even ten thousand rupees, and there is no penalty for not maintaining a specified minimum. Founders set authorised and paid-up capital based on their commercial needs and the cost trade-off, not a statutory floor, which is what this planner helps you balance.
Yes. The SPICe Plus filing fee is nil up to fifteen lakh rupees of authorised capital and rises in slabs above that, and stamp duty is charged as a percentage of authorised capital, so a higher authorised capital means higher upfront stamp duty. Setting a very high authorised capital at incorporation when you do not yet need it ties up money in stamp duty you could have deferred. This planner shows the extra cost of setting high now against the cost of increasing later.
Under Section 61 of the Companies Act, 2013, the board passes a resolution, shareholders approve the increase by ordinary resolution at a general meeting, the capital clause of the MoA is amended, and Form SH-7 is filed with the Registrar within thirty days. You pay an ROC fee based on the amount of the increase plus state stamp duty on the increase. If the Articles do not permit alteration of capital, the Articles must be amended first by special resolution with Form MGT-14.
It depends on timing and certainty. If you are confident you will need higher capital very soon, setting it at incorporation avoids a second filing and its professional fee. If the need is uncertain or distant, starting low keeps upfront stamp duty and fees down, and you only pay the SH-7 cost if and when you actually need the increase. Because money has time value and plans change, many founders start low. This planner quantifies both paths so you can choose.
No, never. Authorised capital is the legal ceiling, so paid-up capital must always be equal to or less than authorised capital. If you want to issue shares that would push paid-up beyond the authorised limit, you must first increase the authorised capital by amending the MoA and filing Form SH-7. Attempting to allot shares beyond the authorised limit is invalid, which is why the planner warns you whenever your planned paid-up exceeds the authorised capital you enter.
Authorised capital itself is just a ceiling and signals little, since it is not money in the bank. Paid-up capital is more meaningful, because a higher paid-up shows promoters have actually invested, which banks, lenders and investors view as a sign of commitment. For fundraising, investors care about the share structure, valuation and cap table rather than the authorised figure, though enough authorised headroom is needed so new shares can be issued without a delay to increase it.
Authorised capital does not directly drive most annual compliance costs, which depend more on turnover, audit requirements and the number of transactions. It mainly affects one-time costs: incorporation stamp duty and fees, and the SH-7 cost if you increase it later. Some ROC event-based fees are tiered by capital, but the recurring annual filings such as AOC-4 and MGT-7 are not primarily a function of authorised capital. The annual compliance cost estimator can help you plan the recurring side.
Yes, the Patron Accounting Authorised Capital Planner is completely free with no signup required. All calculations run in your browser and nothing is stored on our servers. It recommends an authorised capital for your planned paid-up and near-term issuance, checks the authorised is at least the paid-up, and compares the cost of setting high now versus increasing later through SH-7. It is an indicative planning tool; confirm the exact fees and the best structure with a professional before incorporating.
Pune  |  Mumbai  |  Delhi  |  Gurugram
25,000+ Businesses Trust Us
10,000+
Happy Clients

Helping businesses stay compliant and stress-free.

15+
Years Experience

Deep expertise in GST, Income Tax, ROC & business compliance.

50,000+
Documents Filed

Returns, registrations, and filings handled accurately.

4.9★
Client Rating

Trusted by entrepreneurs, startups, and growing businesses.

ISO
Certified

Professional standards and documented processes.

SSL
Secure

Your financial and business data is fully protected.