IRDAI IMF Compliance Specialists

ISP Appointment and IMF Certification in Delhi

Reviewed by CA & CS Team, Patron Accounting LLP ICAI & ICSI Registered| 15+ Years Experience| Last Updated: 30 June 2026 Read the FAQs →

Certification: 50-hour IMF training (25 hours for III/Actuaries/CII London/IIRM-qualified) plus the Insurance Institute of India exam

Fees: Managed certification and appointment from INR 24,999 (Exl GST and Govt. Charges)

Eligibility: Class 12 pass, prescribed training, IMF exam; ISP must reside in the IMF's registered state

Timeline: Training, exam and IRDAI appointment in roughly 3-6 weeks for a Delhi IMF office

10,000+ Businesses Served | 4.9 Google Rating | At Least One ISP Per Office | 15+ Years

Call +91 945 945 6700 Email Us WhatsApp Us

15+ YearsIndustry Experience

CA & CSCertified Experts

4.9

Based on 500+ reviews

Get Free Consultation

Talk to a CA/CS expert today

Full Name

Phone Number

City

Service Needed

Our team will get back to you shortly. No spam.

Real Stories from Real People

Hear how teams across industries use Patron to save time, cut costs, and stay in control.

I've had an outstanding experience working with my CA - Patron Accounting. Their professionalism, attention to detail, and timely communication made the entire process seamless and stress-free.

Sunny Ashpal

Director - Demandify Media

Really a fantastic experience with Patron Accounting especially Shubham. Knowledgeable person who deserves the 5 star for smooth handling of all documentation.

Very proficient and professional staff. Do a fantastic job with instant response. Strongly recommended for all accounting needs, especially for startups and growing businesses.

Anjanay Srivastava

Founder - Hunarsource Consulting

I contacted them to file the ITR. Shubham was the POC for me and he was really very professional, giving prompt responses. Highly recommend them for tax and compliance work.

From the very beginning their approach has been highly professional, prompt and solution-oriented. Every interaction reflected their deep knowledge and commitment to helping clients.

I called Patron to file ITR for my family members. I worked with Shubham and Amin Jain and it was a smooth process. They understand the basics very well and respond promptly.

Join 10,000+ Satisfied Businesses

From SEBI RIAs to mutual fund distributors and corporate agents, businesses across India trust Patron for compliant IMF setup and IRDAI registration.

Talk to an Expert →

10,000+Businesses ServedCompliance and registration support across India.

15+Years ExperienceDeep expertise in IRDAI, MCA and business compliance.

50,000+Documents FiledApplications, filings and certificates handled accurately.

4.9★Client RatingTrusted by promoters, agents and growing firms.

ISO CertifiedProfessional standards and documented processes.

SSL SecureYour firm and personal data is fully protected.

Quick Answers What Is ISP Who Needs It What's Included Process Eligibility Documents Fees Timeline Why Patron FAQs

What Is ISP Appointment and IMF Certification, and Who Needs It in Delhi?

An Insurance Marketing Firm (IMF) in Delhi distributes insurance and solicits other financial products through certified people called Insurance Sales Persons (ISPs). Both your ISPs and your Principal Officer must complete IRDAI-prescribed training and pass the IMF examination before they can be appointed. Patron manages that entire cycle - training enrolment, the exam, certificate management and the IRDAI appointment - for IMF promoters and existing firms operating from Delhi.

An ISP (Insurance Sales Person) is the IRDAI-certified individual who solicits and services insurance on behalf of an Insurance Marketing Firm; every IMF must have at least one ISP per office at all times.
Certification means 50 hours of IMF training (25 hours if the candidate is III, Institute of Actuaries, CII London or IIRM-Hyderabad qualified) plus passing the IMF examination conducted by the Insurance Institute of India.
Minimum ISP eligibility is a Class 12 pass, plus the training and exam; the ISP must be a resident of the state in which the IMF is registered.
ISPs are employees on a fixed salary - commission-only structures are not permitted for ISPs; the Principal Officer also completes 50hr/25hr training and the IMF exam.
Patron handles the full cycle - training enrolment, exam, certificate management and IRDAI ISP appointment - from INR 24,999 (Exl GST and Govt. Charges).

What Is an Insurance Sales Person?

An Insurance Sales Person (ISP) is the certified individual engaged by an Insurance Marketing Firm to solicit and service insurance under the IRDAI (Registration of Insurance Marketing Firm) Regulations, 2015. An ISP works only within the state in which the IMF is registered, and every IMF must keep at least one ISP per office at all times. For a Delhi IMF, that means at least one resident ISP, certified and appointed before the office can solicit business.

Certification is delivered through the Insurance Institute of India (III). Candidates complete 50 hours of IMF training - reduced to 25 hours for those already qualified through the III, the Institute of Actuaries, CII London or IIRM-Hyderabad - and then pass the IMF examination. The same training-and-exam route applies to the Principal Officer, who heads the firm's insurance distribution function.

ISMP (Insurance Service / Marketing Personnel) is the certification track that combines this training, the examination and ongoing certificate management. The appointment itself is filed on the IRDAI IMF portal at imf.irda.gov.in, supported by the candidate's qualification, training and exam records and a Fit and Proper declaration.

Key Terms for ISP Appointment and IMF Certification:

ISP: Insurance Sales Person - certified individual who solicits and services insurance for the IMF; at least one required per office.

Principal Officer (PO): Heads the IMF's insurance distribution; completes the 50hr/25hr training and IMF exam.

ISMP: Insurance Service / Marketing Personnel certification track - training, exam and certificate management.

IMF Examination: Conducted by the Insurance Institute of India; both ISPs and the Principal Officer must pass it.

Fit and Proper: Self-declaration of integrity and suitability filed as part of the appointment on imf.irda.gov.in.

Delhi IMF Compliant ISP Appointed

Who Needs ISP Appointment and IMF Certification in Delhi?

New IMF promoters in Delhi: Any company, LLP or co-operative society setting up an Insurance Marketing Firm must certify and appoint at least one ISP and a Principal Officer before the office can solicit insurance. Pair this with IRDA IMF Business Registration in Delhi for the full setup.

Existing IMFs adding capacity: Firms expanding their distribution team need additional ISPs certified and appointed, each a resident of the registered state. Existing entities completing only the IRDAI side can use the IMF IRDAI Registration Process in Delhi.

Firms facing an ISP exit: When an ISP resigns, is terminated or passes away, IRDAI requires a replacement to be appointed immediately and not later than 60 days, with service continuity for existing policyholders. A priority certification track keeps the office compliant.

Principal Officers due for certification: The PO must complete the 50hr/25hr training and the IMF exam, unless exempt because a valid broker, corporate-agent or web-aggregator exam was passed within the preceding five years.

IMFs maintaining ongoing compliance: Certificate validity and the at-least-one-ISP-per-office rule must be tracked continuously. Many firms combine certification with an IMF Compliance Retainer in Delhi.

ISMP/ISP Certification Services Included by Patron in Delhi

Service	What We Do
Eligibility Assessment	Confirm Class 12 qualification, state residency for the Delhi-registered IMF, and whether the candidate qualifies for 25-hour reduced training
Training Enrolment	Enrol ISPs and the Principal Officer for the 50-hour (or 25-hour) IMF training with the Insurance Institute of India and confirm current III fees beforehand
IMF Examination	Schedule and coordinate the IMF examination conducted by the Insurance Institute of India for each candidate
Principal Officer Certification	Manage PO training and exam, or document the exemption where a valid broker/corporate-agent/web-aggregator exam was passed within the preceding five years
Document Preparation	Compile mark sheets, PAN, Aadhaar/address proof, photographs, certificates and the Fit and Proper declaration for each ISP
IRDAI ISP Appointment	File the ISP appointment on the IMF portal at imf.irda.gov.in and track approval
Certificate Management	Maintain a register of ISP certificates and ensure at least one ISP per office at all times
Replacement Track	Priority certification and appointment of a replacement ISP within the IRDAI 60-day window on an exit

Our Process

ISP Certification and Appointment Process in Delhi - 6 Steps

Patron manages the complete cycle from eligibility assessment to IRDAI appointment and ongoing certificate management.

Step 1

Assess Eligibility and Training Route

Patron verifies each candidate's Class 12 qualification and residency in the IMF's registered state, then determines whether the full 50-hour training applies or the reduced 25-hour route is available because the candidate holds a III, Institute of Actuaries, CII London or IIRM-Hyderabad qualification.

Eligibility Checked Route Selected

Assessed01

Step 2

Enrol for IMF Training

Patron enrols the ISP and Principal Officer for the prescribed IMF training with the Insurance Institute of India and confirms the exact, current III training fees before enrolment. Candidates complete 50 hours, or 25 hours on the reduced route.

Enrolled Fees Confirmed

Training Set02

Step 3

Sit the IMF Examination

After training, each candidate sits the IMF examination conducted by the Insurance Institute of India. Patron schedules the exam slot and supports the candidate through to a pass certificate, which is mandatory before any appointment.

Exam Scheduled Pass Certificate

Exam Passed03

Step 4

Prepare Appointment Documents

Patron compiles the Class 12 mark sheet, PAN, Aadhaar/address proof confirming residency in the IMF's registered state, passport photographs, the training-completion and exam pass certificates, and the Fit and Proper declaration for each ISP.

Docs Compiled Fit & Proper

Documents Ready04

Step 5

File the ISP Appointment with IRDAI

Patron files the ISP appointment on the IMF portal at imf.irda.gov.in, attaching the qualification, training and exam records and the Fit and Proper declaration. We track the application and respond promptly to any IRDAI query so the appointment is confirmed for your Delhi office.

Filed on Portal Queries Answered

Submitted05

Step 6

Maintain Certificates and Coverage

Once appointed, Patron maintains a certificate register, monitors validity, and ensures your Delhi office always has at least one ISP. If an ISP exits, we run a priority track to certify and appoint a replacement well inside the 60-day IRDAI deadline.

Compliant06

ISP and Principal Officer Eligibility

Eligibility rules are set by IRDAI and apply nationally - they do not change because the IMF is based in Delhi. The criteria below decide who can be certified and appointed.

Criterion	Insurance Sales Person (ISP)	Principal Officer (PO)
Minimum Qualification	Class 12 pass from a recognised board	Associate/Fellow of III, Institute of Actuaries or CII London; or PG in insurance/risk; or graduate with 5 years insurance / 10 years financial services experience
Training	50 hours IMF training (25 hours if III/Actuaries/CII London/IIRM-qualified)	50 hours IMF training (25 hours on the same reduced route)
Examination	Pass the IMF exam conducted by the Insurance Institute of India	Pass the IMF exam, unless a valid broker/corporate-agent/web-aggregator exam was passed within the preceding five years
Residency	Must reside in the state in which the IMF is registered	Heads the firm's distribution function
Remuneration	Fixed monthly salary - commission-only structures are not permitted for ISPs	As an officer of the firm
Minimum Number	At least one ISP per office at all times	One Principal Officer for the firm

Note: An ISP is engaged as an employee on a fixed salary and cannot earn commission directly from insurers. This distinguishes the ISP role from independent agent or PoSP arrangements. The residency requirement means a Delhi IMF must engage ISPs who are residents of Delhi.

Documents Required to Appoint an ISP in Delhi

Class 12 (or higher) mark sheet from a recognised board
PAN of the candidate
Aadhaar or address proof confirming residency in the IMF's registered state (Delhi)
Recent passport-size photographs
IMF training-completion certificate from the Insurance Institute of India
IMF examination pass certificate
Fit and Proper declaration signed by the candidate
For the Principal Officer: qualification proof, or evidence of a qualifying broker/corporate-agent/web-aggregator exam passed within the preceding five years (for exemption)
Reduced-training proof (III/Actuaries/CII London/IIRM qualification) where the 25-hour route is claimed

Delhi-specific tip: Because the ISP must be a resident of the registered state, ensure the address proof clearly shows a Delhi residential address that matches the IMF's registration. Patron prepares and reviews the full set before submission on imf.irda.gov.in to avoid query-driven delays.

ISP Appointment and IMF Certification Fees in Delhi

Fee Component	Amount
Patron Managed ISMP/ISP Certification & Appointment	Starting from INR 24,999 (Exl GST and Govt. Charges)
Insurance Institute of III Training Charges	Payable directly to the Insurance Institute of India - confirmed before enrolment
IMF Examination Charges	Payable directly to the Insurance Institute of India - confirmed before enrolment
Additional ISP Appointment	Quoted per candidate based on volume
Replacement ISP (Priority Track)	Quoted on an exit, prioritised within the 60-day IRDAI window

All fees and charges listed are indicative only and do not constitute a binding offer. Final amounts may vary depending on the number of candidates and the complexity involved. Insurance Institute of India training and examination charges are payable directly and are separate from Patron's professional fee.

Our professional fee covers eligibility assessment, training and exam coordination, document preparation, and the IRDAI appointment filing. The exact fee depends on the number of ISPs, whether the reduced 25-hour route applies, and Principal Officer certification needs. Contact us for a detailed quote.

Get a free ISP appointment and IMF certification consultation - Call +91 945 945 6700 or WhatsApp us. No-obligation assessment.

ISP Certification and Appointment Timeline in Delhi

Stage	Estimated Timeline
Eligibility Assessment	1-2 days
Training Enrolment	Subject to III training slots
IMF Training (50 hours / 25 hours)	Depends on schedule and route
IMF Examination	Subject to III exam scheduling
Document Preparation	2-3 days (in parallel)
IRDAI ISP Appointment Filing	Filed once exam pass is confirmed
Total End-to-End	Roughly 3-6 weeks

Note: The overall timeline depends on Insurance Institute of India training slots and exam scheduling. Patron fast-tracks enrolment and prepares documents in parallel to keep the cycle on the shorter end. On an ISP exit, IRDAI requires a replacement to be appointed immediately and not later than 60 days, with service continuity for existing policyholders - our priority track is built to land well inside that window.

Key Benefits

Why Choose Patron for ISP Appointment in Delhi

End-to-End Managed Service

Training enrolment, the IMF exam, certificate management and the IRDAI appointment handled as one managed engagement - not a buried paragraph on a generic registration page.

Reduced-Training Clarity

We confirm whether the 50-hour or 25-hour route applies and explain the difference up front, so qualifying candidates are not over-enrolled.

60-Day Replacement Track

Built for the IRDAI requirement to replace an exiting ISP within 60 days while protecting policyholder continuity - a gap most providers under-cover.

Track Record

10,000+ businesses served, 4.9 Google rating, 50,000+ documents filed and 15+ years of compliance experience supporting promoters and firms across India.

Related IMF Services in Delhi

Patron offers the complete IMF setup and compliance suite for Delhi:

IMF Services Hub - directory of all Insurance Marketing Firm services
IRDA IMF Business Registration in Delhi - MCA incorporation plus IRDAI registration, end to end
IMF IRDAI Registration Process in Delhi - IRDAI registration for existing entities
IMF Compliance Retainer in Delhi - ongoing IRDAI returns, premium accounting and renewals

Legal and Compliance Framework for ISP Appointment

Governing regulations:

IRDAI (Registration of Insurance Marketing Firm) Regulations, 2015 - the framework for IMFs, ISPs and the Principal Officer
IMF portal imf.irda.gov.in - where ISP appointments are filed
Insurance Institute of India - conducts the prescribed IMF training and the IMF examination

Key certification rules:

ISP minimum qualification: Class 12 pass, plus IMF training and the IMF exam
Training: 50 hours, reduced to 25 hours for III/Actuaries/CII London/IIRM-Hyderabad-qualified candidates
ISP operates only within the state in which the IMF is registered; at least one ISP per office
ISP is engaged on a fixed salary; commission-only structures are not permitted for ISPs
Replacement ISP to be appointed immediately and not later than 60 days from death, termination or exit, with policyholder service continuity

Recent update:

IMF registration validity is perpetual since 5 February 2026 under the Sabka Bima Sabki Raksha reform (Amendment of Insurance Laws Act 2025), replacing the earlier 3-year renewal cycle.

How much does ISP appointment and IMF certification cost in Delhi?

Patron's managed ISMP/ISP certification and appointment service starts at INR 24,999 (Exl GST and Govt. Charges). On top of our professional fee you pay the Insurance Institute of India training and examination charges directly; we confirm the exact, current III fees before you enrol.

How long does it take to certify and appoint an ISP in Delhi?

Most candidates complete the 50-hour IMF training (or 25 hours if they hold a qualifying III/Actuaries/CII London/IIRM qualification), sit the IMF exam, and are appointed in roughly 3-6 weeks, depending on Insurance Institute of India training slots and exam scheduling. We fast-track enrolment and documentation to keep this on the shorter end.

What documents are needed to appoint an ISP?

You need the ISP's Class 12 (or higher) mark sheet, PAN and Aadhaar/address proof showing residency in the IMF's registered state, passport photos, the IMF training-completion and exam pass certificates, and a Fit and Proper declaration. Patron prepares and reviews the full set before submission on imf.irda.gov.in.

Who is eligible to become an ISP?

The minimum qualification is a Class 12 pass from a recognised board, completion of the prescribed IMF training (50 hours, or 25 hours with a qualifying insurance qualification), and passing the IMF examination conducted by the Insurance Institute of India. The ISP must also be a resident of the state in which the IMF is registered.

Can Patron help with both ISP and Principal Officer certification in Delhi?

Yes. We manage certification for the Principal Officer (50hr/25hr training plus the IMF exam, or exemption if a valid broker/corporate-agent/web-aggregator exam was passed within the preceding five years) and for every ISP you engage, then handle the IRDAI appointment and ongoing certificate management.

Do you provide ISP appointment services in Delhi?

Yes. Training and the IMF exam are delivered through the Insurance Institute of India online and centre network nationwide, and we work with IMFs across all states and districts. We coordinate enrolment, exam and IRDAI filing for your Delhi registered office.

What is the turnaround if an ISP leaves and I need a replacement?

IRDAI requires an IMF to appoint a replacement ISP immediately and not later than 60 days from the death, termination or exit of an ISP, while ensuring service continuity for existing policyholders. Patron runs a priority track to get a certified replacement trained, examined and appointed well inside that 60-day window.

Keep Your Delhi IMF Office Compliant with a Certified ISP

Every IMF must have at least one ISP per office at all times, and on an ISP exit a replacement must be appointed within 60 days while protecting policyholder continuity. Delays in training enrolment or exam scheduling can leave an office short-staffed and non-compliant. Start the certification cycle early so your office is always covered.

Begin now - Call +91 945 945 6700 or WhatsApp us.

Get ISP Appointment and IMF Certification in Delhi with Patron

ISMP/ISP certification and ISP appointment are the foundational compliance steps for every Insurance Marketing Firm in Delhi under the IRDAI (Registration of Insurance Marketing Firm) Regulations, 2015. Both your ISPs and your Principal Officer must complete the prescribed IMF training and pass the IMF examination before they can be appointed.

Patron manages the full cycle - eligibility assessment, training enrolment with the Insurance Institute of India, the IMF exam, document preparation, the IRDAI appointment on imf.irda.gov.in, and ongoing certificate management - from INR 24,999 (Exl GST and Govt. Charges). With 10,000+ businesses served and a 60-day replacement track, your Delhi office stays compliant with at least one certified ISP at all times.

📞 Call +91 945 945 6700 💬 WhatsApp Us ✉️ Email Us

Book a Free Consultation - No Obligation.

Choose Your City

Patron provides ISMP/ISP certification and ISP appointment across major cities.

Delhi

You're here

Gurugram

Haryana

Related IMF Services

Complete IMF setup and compliance in Delhi

IRDA IMF Business Registration

Delhi

IMF IRDAI Registration Process

Delhi

IMF Compliance Retainer

Delhi

IMF Services Hub

All Services

Content Created: 30 June 2026 | Last Updated: 30 June 2026 | Next Review: 30 December 2026 | Reviewed By: CA & CS Team, Patron Accounting LLP

This page is reviewed periodically to incorporate IRDAI notifications, Insurance Institute of India training and exam updates, and IMF regulation amendments. Content accuracy is verified by the CA & CS Team, Patron Accounting LLP.