The MSME registration asks for the business activity by NIC code. For other monetary intermediation services n.e.c., that activity is 64199.
NIC code · National Industrial Classification 2008
64199 is the 5-digit NIC 2008 code for other monetary intermediation services n.e.c.: a sub-class of class 6419, other monetary intermediation, within division 64, financial service activities, except insurance and pension funding. Search a code or activity below, or copy the code for your Udyam or SPICe+ form.
This code
Division 64Group 641Class 6419Sub-class 64199
Other monetary intermediation services n.e.c.
Sub-class 64199 · Class 6419 · Group 641 · Division 64 · Section K, NIC 2008
The code
Where the code sits in the National Industrial Classification 2008, from section to sub-class, in the official wording.
641995 digits: 64 + 1 + 9 + 9NIC 2025 · Notice dated 16 October 2026
On 18 November 2025 the Ministry of Statistics and Programme Implementation released NIC 2025, which uses 6-digit codes aligned with the UN's ISIC Revision 5. This page shows the NIC 2008 code 64199. The matching NIC 2025 code will be added here once it is mapped from MoSPI's official concordance.
How to read it
An NIC code is built in layers. Each digit narrows the one before it: the division, the group, the class, and finally the 5-digit sub-class. Divisions themselves are grouped under lettered sections.
The broadest numbered layer. Division 64 covers financial service activities, except insurance and pension funding. It sits in section K, financial and insurance activities.
Monetary intermediation.
Other monetary intermediation. The official note for this class is quoted below.
Other monetary intermediation services n.e.c. The full 5-digit code you enter where a form asks for the business activity by NIC code.
What it covers
64199 is a sub-class of class 6419, other monetary intermediation. The NIC 2008 document explains the class in the note below, quoted exactly.
This class excludes:
- - non-depository institutions granting credit for house purchase, see 6492
- - credit card transaction processing and settlement activities, see 6619
Where you use it
Two registration forms ask for the business activity by NIC code. This is where 64199 is entered.
The MSME registration asks for the business activity by NIC code. For other monetary intermediation services n.e.c., that activity is 64199.
The company incorporation form asks for the main industrial activity of the proposed company by NIC code.
Not GST. GST registration does not use NIC codes; goods and services there are classified by HSN and SAC codes.
Choosing the right code
64199 is for other monetary intermediation services n.e.c. The codes below sit closest to it in NIC 2008: the other sub-classes of class 6419 and other classes in group 641. Each has its own page with the official wording.
64191Class 6419 · another sub-class of the same class64192Class 6419 · another sub-class of the same classClass 6419 has 3 sub-classes in NIC 2008, including 64199.
These belong to other classes in group 641, monetary intermediation. 64199 itself is in class 6419. Use the search above for any other code on this page.
Questions
Other monetary intermediation services n.e.c., in the National Industrial Classification 2008. It is a sub-class of class 6419, other monetary intermediation.
Class 6419, other monetary intermediation, has 3 sub-classes in NIC 2008. Besides 64199, they are: 64191 (Monetary intermediation of commercial banks, saving banks. postal savings bank and discount houses); 64192 (Activities of specialized institutions granting credit for house purchases that also take deposits).
In Udyam Registration, which asks for the business activity by NIC code, and in the SPICe+ company incorporation form, which asks for the main industrial activity by NIC code. GST registration does not use NIC codes.
About this page
The section, division, group, class and sub-class on this page, and the explanatory note for class 6419, are taken word for word from the official document “National Industrial Classification (All Economic Activities) 2008”, Central Statistical Organisation, Ministry of Statistics and Programme Implementation, Government of India.
This is reference information on the classification of a business activity. It is not advice on which code your own business should declare, and the official NIC document prevails if the two ever differ. A change in the classification, including the MoSPI concordance to NIC 2025, re-opens this page for checking.
Not sure which code fits your activity, or spotted a mismatch? Use the WhatsApp button on this page and tell us what the business sells and how.