The MSME registration asks for the business activity by NIC code. For activities of collection agencies and credit bureaus, that activity is 82910.
NIC code · National Industrial Classification 2008
82910 is the 5-digit NIC 2008 code for activities of collection agencies and credit bureaus: a sub-class of class 8291, activities of collection agencies and credit bureaus, within division 82, office administrative, office support and other business support activities. Search a code or activity below, or copy the code for your Udyam or SPICe+ form.
This code
Division 82Group 829Class 8291Sub-class 82910
Activities of collection agencies and credit bureaus
Sub-class 82910 · Class 8291 · Group 829 · Division 82 · Section N, NIC 2008
The code
Where the code sits in the National Industrial Classification 2008, from section to sub-class, in the official wording.
829105 digits: 82 + 9 + 1 + 0NIC 2025 · Notice dated 16 October 2026
On 18 November 2025 the Ministry of Statistics and Programme Implementation released NIC 2025, which uses 6-digit codes aligned with the UN's ISIC Revision 5. This page shows the NIC 2008 code 82910. The matching NIC 2025 code will be added here once it is mapped from MoSPI's official concordance.
How to read it
An NIC code is built in layers. Each digit narrows the one before it: the division, the group, the class, and finally the 5-digit sub-class. Divisions themselves are grouped under lettered sections.
The broadest numbered layer. Division 82 covers office administrative, office support and other business support activities. It sits in section N, administrative and support service activities.
Business support service activities n.e.c.
Activities of collection agencies and credit bureaus. The official note for this class is quoted below.
Activities of collection agencies and credit bureaus. The full 5-digit code you enter where a form asks for the business activity by NIC code.
What it covers
82910 is a sub-class of class 8291, activities of collection agencies and credit bureaus. The NIC 2008 document explains the class in the note below, quoted exactly.
This class includes the collection of payments for claims and remittance of payments collected to the clients, such as bill or debt collection services.
This class also includes the activities of compiling information, such as credit and employment histories on individuals and credit histories on businesses, and providing the information to financial institutions, retailers, and others who have a need to evaluate the creditworthiness of these persons and businesses.
Where you use it
Two registration forms ask for the business activity by NIC code. This is where 82910 is entered.
The MSME registration asks for the business activity by NIC code. For activities of collection agencies and credit bureaus, that activity is 82910.
The company incorporation form asks for the main industrial activity of the proposed company by NIC code.
Not GST. GST registration does not use NIC codes; goods and services there are classified by HSN and SAC codes.
Choosing the right code
82910 is for activities of collection agencies and credit bureaus. The codes below sit closest to it in NIC 2008: other classes in group 829. Each has its own page with the official wording.
These belong to other classes in group 829, business support service activities n.e.c. 82910 itself is in class 8291. Use the search above for any other code on this page.
Questions
Activities of collection agencies and credit bureaus, in the National Industrial Classification 2008. It is a sub-class of class 8291, activities of collection agencies and credit bureaus.
In Udyam Registration, which asks for the business activity by NIC code, and in the SPICe+ company incorporation form, which asks for the main industrial activity by NIC code. GST registration does not use NIC codes.
About this page
The section, division, group, class and sub-class on this page, and the explanatory note for class 8291, are taken word for word from the official document “National Industrial Classification (All Economic Activities) 2008”, Central Statistical Organisation, Ministry of Statistics and Programme Implementation, Government of India.
This is reference information on the classification of a business activity. It is not advice on which code your own business should declare, and the official NIC document prevails if the two ever differ. A change in the classification, including the MoSPI concordance to NIC 2025, re-opens this page for checking.
Not sure which code fits your activity, or spotted a mismatch? Use the WhatsApp button on this page and tell us what the business sells and how.