IFSC Code of Surat National Cooperative Bank Limited, Ring Road, Surat, Surat — SUNB0000006

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Ring Road branch in Surat, Surat, Surat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000006. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Ring Road, Surat

Here are the key points that are associated with the IFSC Code SUNB0000006 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.

These details are important not only for users using online banking but also for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SUNB0000006 for the Ring Road branch of Surat National Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Surat National Cooperative Bank Limited located in Ring Road, Surat, Surat, is provided a unique IFSC like SUNB0000006 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Surat National Cooperative Bank Limited branch in Surat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Surat and the rest of India, the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Ring Road do not get misguided to another person.

Format of the IFSC Code SUNB0000006

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Surat National Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ring Road in Surat.

For example, the IFSC Code SUNB0000006 of Surat National Cooperative Bank Limited for the Ring Road branch includes these elements, identifying the bank and the branch location in Surat and Surat accurately.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

If you are trying to find the IFSC Code SUNB0000006 of Surat National Cooperative Bank Limited for its Ring Road branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Surat National Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and find the branch locator section. Search for Ring Road or Surat to get the exact IFSC Code SUNB0000006.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Surat National Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SUNB0000006 for Online Transfers?

Once you have the IFSC Code SUNB0000006 for the Ring Road branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SUNB0000006. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000006.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Ring Road in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Ring Road, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.