IFSC Code of Surat National Cooperative Bank Limited, Udhna, Surat, Surat — SUNB0000003

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Surat National Cooperative Bank Limited for its Udhna branch in Surat, Surat, or Surat, this guide will help you with all the details.

There have been major changes in the banking sector in India and today, the customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000003. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Udhna, Surat

Here are the main details that are associated with the IFSC Code SUNB0000003 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.

These details help users in online banking and for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000003 for the Udhna branch of Surat National Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Surat National Cooperative Bank Limited located in Udhna, Surat, Surat, is provided a unique IFSC like SUNB0000003 so that their online payments reach the right place.

The IFSC Code is important because:

• It uniquely recognizes the Surat National Cooperative Bank Limited branch in Surat.
• Helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces most of the errors in fund transfers and makes sure its accuracy.
• It enables sender banks to validate and confirm branch details before processing payments.

For thousands of branches across Surat and the rest of India, the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Udhna do not get misguided to another person.

Format of the IFSC Code SUNB0000003

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Udhna in Surat.

For example, the IFSC Code SUNB0000003 of Surat National Cooperative Bank Limited for the Udhna branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

If you are trying to find the IFSC Code SUNB0000003 of Surat National Cooperative Bank Limited for its Udhna branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Surat National Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and find the branch locator section. Search for Udhna or Surat to get the exact IFSC Code SUNB0000003.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Surat National Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SUNB0000003 for Online Transfers?

Once you have the IFSC Code SUNB0000003 for the Udhna branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SUNB0000003. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000003.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Surat National Cooperative Bank Limited Udhna in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Surat National Cooperative Bank Limited in Udhna, you can find it by any of the following ways:

• Check the bottom of your cheque leaf.
• Go to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.