IFSC Code of Surat National Cooperative Bank Limited, Varachha Road, Surat, Surat — SUNB0000016

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Varachha Road branch in Surat, Surat, Surat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000016. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Varachha Road, Surat

Here are some of the key details that come with the IFSC Code SUNB0000016 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.

These details help users in online banking and for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000016 for the Varachha Road branch of Surat National Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Surat National Cooperative Bank Limited located in Varachha Road, Surat, Surat, are allotted a unique IFSC like SUNB0000016 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It clearly tells which bank branch it is in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It prevents confusion between different branches of the same bank in places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to Surat National Cooperative Bank Limited in Varachha Road reaches the right place, even though there are thousands of branches in Surat and across India.

Format of the IFSC Code SUNB0000016

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Varachha Road in Surat.

For example, the IFSC Code SUNB0000016 of Surat National Cooperative Bank Limited for the Varachha Road branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

If you are trying to find the IFSC Code SUNB0000016 of Surat National Cooperative Bank Limited for its Varachha Road branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and navigate to the branch locator section. Search for Varachha Road or Surat to get the exact IFSC Code SUNB0000016.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Surat National Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SUNB0000016 for Online Transfers?

Once you have the IFSC Code SUNB0000016 for the Varachha Road branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SUNB0000016. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000016.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Surat National Cooperative Bank Limited Varachha Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Varachha Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.