The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Adajan branch in Surat, Surat, Surat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000007. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Surat National Cooperative Bank Limited, Adajan, Surat
Below in the table are the key details related to IFSC Code SUNB0000007 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.
| Particulars | Details |
|---|---|
| Bank | Surat National Cooperative Bank Limited |
| IFSC Code | SUNB0000007 |
| Branch | Adajan |
| City | Surat |
| District | Surat |
| State | Surat |
| Address | Sandhya Darsan Apartment, Opp. Bhulkabhavan School, Adajan |
These details are essential not only for online banking users but also for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000007 for the Adajan branch of Surat National Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Surat National Cooperative Bank Limited located in Adajan, Surat, Surat, is provided a unique IFSC like SUNB0000007 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Surat National Cooperative Bank Limited branch in Surat.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Surat and Surat.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Surat and the rest of India, the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Adajan do not get misguided to another person.
Format of the IFSC Code SUNB0000007
The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Adajan in Surat.
For example, the IFSC Code SUNB0000007 of Surat National Cooperative Bank Limited for the Adajan branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.
How to Find IFSC Code for Surat National Cooperative Bank Limited?
To find the IFSC Code SUNB0000007 of Surat National Cooperative Bank Limited for its Adajan branch located in Surat, the following methods can help you out:
Cheque Book
The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Surat National Cooperative Bank Limited and go to the branch locator section. Then search for Adajan or Surat to find the exact IFSC Code SUNB0000007.
Mobile Banking App
If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Surat National Cooperative Bank Limited and Surat will provide accurate information.
How to Use IFSC Code SUNB0000007 for Online Transfers?
Once you have the IFSC Code SUNB0000007 for the Adajan branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SUNB0000007. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000007.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Surat National Cooperative Bank Limited Adajan in Surat, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Adajan, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Surat National Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SUNB0000007.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Sandhya Darsan Apartment, Opp. Bhulkabhavan School, Adajan located in Surat, Surat, Surat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.