IFSC Code of Surat National Cooperative Bank Limited, Karva Road, Surat, Surat — SUNB0000001

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Karva Road branch in Surat, Surat, Surat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000001. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Karva Road, Surat

Here are the main details that are associated with the IFSC Code SUNB0000001 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.

These details helps users in online banking and for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000001 for the Karva Road branch of Surat National Cooperative Bank Limited plays a vital role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SUNB0000001 is given to every bank branch, including Surat National Cooperative Bank Limited located in Karva Road, Surat, Surat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Surat National Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Surat and the rest of India, which is why the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Karva Road doesn't end up at another location.

Format of the IFSC Code SUNB0000001

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For Surat National Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karva Road in Surat.

For example, the IFSC Code SUNB0000001 of Surat National Cooperative Bank Limited for the Karva Road branch includes these elements, identifying the bank and the branch location in Surat and Surat accurately.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

If you are trying to find the IFSC Code SUNB0000001 of Surat National Cooperative Bank Limited for its Karva Road branch located in Surat, the following methods can help:

Cheque Book

The cheque books that are issued by Surat National Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and find the branch locator section. Search for Karva Road or Surat to get the exact IFSC Code SUNB0000001.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Surat National Cooperative Bank Limited and Surat that will provide accurate information.

How to Use IFSC Code SUNB0000001 for Online Transfers?

Once you have the IFSC Code SUNB0000001 for the Karva Road branch of Surat National Cooperative Bank Limited in Surat, you can start with your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SUNB0000001. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. You need the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000001.

Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Karva Road in Surat, it can result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Karva Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.