Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Paria branch in Surat, Surat, Surat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000018. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Surat National Cooperative Bank Limited, Paria, Surat
Here are the main details that are associated with the IFSC Code SUNB0000018 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.
| Particulars | Details |
|---|---|
| Bank | Surat National Cooperative Bank Limited |
| IFSC Code | SUNB0000018 |
| Branch | Paria |
| City | Surat |
| District | Surat |
| State | Surat |
| Address | Shop No 6-7-8, Center Point, Delad-Sayan Road, Paria, Dist.Surat 394130 |
These details are important not only for users using online banking but also for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SUNB0000018 for the Paria branch of Surat National Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Surat National Cooperative Bank Limited located in Paria, Surat, Surat, are allotted a unique IFSC like SUNB0000018 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Surat and Surat.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Surat National Cooperative Bank Limited in Paria reaches the right place, even though there are thousands of branches in Surat and across India.
Format of the IFSC Code SUNB0000018
The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Paria in Surat.
For example, the IFSC Code SUNB0000018 of Surat National Cooperative Bank Limited for the Paria branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.
How to Find IFSC Code for Surat National Cooperative Bank Limited?
If you are trying to find the IFSC Code SUNB0000018 of Surat National Cooperative Bank Limited for its Paria branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of Surat National Cooperative Bank Limited and navigate to the branch locator section. Search for Paria or Surat to get the exact IFSC Code SUNB0000018.
Mobile Banking App
If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Surat National Cooperative Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code SUNB0000018 for Online Transfers?
If you have the IFSC Code SUNB0000018 for the Paria branch of Surat National Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SUNB0000018. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000018.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Paria in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of Surat National Cooperative Bank Limited in Paria, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official Surat National Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Surat manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Paria Surat branch is SUNB0000018.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No 6-7-8, Center Point, Delad-Sayan Road, Paria, Dist.Surat 394130.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.