IFSC Code of Surat National Cooperative Bank Limited, Pal Lake, Surat, Surat — SUNB0000011

For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Pal Lake branch in Surat, Surat, Surat, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000011. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Pal Lake, Surat

The table below shows the main details of the IFSC Code SUNB0000011 for the Surat National Cooperative Bank Limited branch in Surat, which falls under the Surat district in Surat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000011 for the Pal Lake branch of Surat National Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Surat National Cooperative Bank Limited located in Pal Lake, Surat, Surat, is provided with a unique IFSC like SUNB0000011 to ensure that online payments reach the right destination.

The IFSC Code is important because:

• It uniquely identifies the Surat National Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any errors or confusions between multiple branches of the same bank across different places like Surat and Surat.
• It reduces errors in fund transfers and improves accuracy.
• It allows sender banks to validate and confirm branch details before processing payments.

There are thousands of branches across Surat and the rest of India and the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Pal Lake do not get mixed with another location.

Format of the IFSC Code SUNB0000011

This is the format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the explanation:

• First 4 characters (AAAA): This is the bank code. For Surat National Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): This stays zero till there is any future use.
• Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Pal Lake in Surat.

For example, the IFSC Code SUNB0000011 of Surat National Cooperative Bank Limited for the Pal Lake branch includes these elements, identifying the bank and the branch location in Surat and Surat accurately.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

If you are trying to find the IFSC Code SUNB0000011 of Surat National Cooperative Bank Limited for its Pal Lake branch located in Surat, the following methods can help:

Cheque Book

The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

You can easily find the IFSC and MICR codes because most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and navigate to the branch locator section. Search for Pal Lake or Surat to get the exact IFSC Code SUNB0000011.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Surat National Cooperative Bank Limited and Surat, you'll get the correct details.

How to Use IFSC Code SUNB0000011 for Online Transfers?

Once you have the IFSC Code SUNB0000011 for the Pal Lake branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SUNB0000011. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000011.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Pal Lake in Surat may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Pal Lake, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.