IFSC Code of Surat National Cooperative Bank Limited, Karvasa Road, Surat, Surat — SUNB0000010

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Surat National Cooperative Bank Limited for its Karvasa Road branch in Surat, Surat, Surat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000010. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for Surat National Cooperative Bank Limited, Karvasa Road, Surat

Below in the table are the key details related to IFSC Code SUNB0000010 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.

These details are crucial, not just for online banking users but also for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000010 for the Karvasa Road branch of Surat National Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SUNB0000010 is given to every bank branch, including Surat National Cooperative Bank Limited located in Karvasa Road, Surat, Surat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the Surat National Cooperative Bank Limited branch in Surat.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Surat and the rest of India, which is why the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Karvasa Road doesn't end up at another location.

Format of the IFSC Code SUNB0000010

The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

• First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
• 5th character: Is always zero and is kept for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Karvasa Road in Surat.

For example, the IFSC Code SUNB0000010 of Surat National Cooperative Bank Limited for the Karvasa Road branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.

How to Find IFSC Code for Surat National Cooperative Bank Limited?

To find the IFSC Code SUNB0000010 of Surat National Cooperative Bank Limited for its Karvasa Road branch located in Surat, the following methods can help you out:

Cheque Book

The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.

Passbook

Most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of Surat National Cooperative Bank Limited and go to the branch locator section. Then search for Karvasa Road or Surat to find the exact IFSC Code SUNB0000010.

Mobile Banking App

If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Surat National Cooperative Bank Limited and Surat will provide accurate information.

How to Use IFSC Code SUNB0000010 for Online Transfers?

Once you have the IFSC Code SUNB0000010 for the Karvasa Road branch of Surat National Cooperative Bank Limited in Surat, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code SUNB0000010. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000010.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Surat National Cooperative Bank Limited Karvasa Road in Surat, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Karvasa Road, here are some ways to obtain it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official Surat National Cooperative Bank Limited website.
• Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Surat to handle online money transfers and get their cheques cleared smoothly.