Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Surat National Cooperative Bank Limited for its Ahswin Kumar Road branch in Surat, Surat, or Surat, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Surat National Cooperative Bank Limited located in Surat or anywhere in Surat can transfer funds instantly by using the correct IFSC Code SUNB0000009. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Surat National Cooperative Bank Limited, Ahswin Kumar Road, Surat
Here are some of the key details that come with the IFSC Code SUNB0000009 of Surat National Cooperative Bank Limited for its branch located in Surat, within the district of Surat in the state of Surat.
| Particulars | Details |
|---|---|
| Bank | Surat National Cooperative Bank Limited |
| IFSC Code | SUNB0000009 |
| Branch | Ahswin Kumar Road |
| City | Surat |
| District | Surat |
| State | Surat |
| Address | 1,Maninagar Society, Near Gaushala,Ahswin Kumar Road, |
These details help users in online banking and for businesses and individuals who use Surat National Cooperative Bank Limited in Surat for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SUNB0000009 for the Ahswin Kumar Road branch of Surat National Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SUNB0000009 is given to every bank branch, including Surat National Cooperative Bank Limited located in Ahswin Kumar Road, Surat, Surat, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Surat National Cooperative Bank Limited branch in Surat.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Surat and Surat.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Surat and the rest of India, which is why the IFSC Code ensures that transactions meant for Surat National Cooperative Bank Limited in Ahswin Kumar Road doesn't end up at another location.
Format of the IFSC Code SUNB0000009
The format of the IFSC Code for banks, including Surat National Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Surat National Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ahswin Kumar Road in Surat.
For example, the IFSC Code SUNB0000009 of Surat National Cooperative Bank Limited for the Ahswin Kumar Road branch includes these elements, identifying the bank and the branch location in Surat and Surat correctly.
How to Find IFSC Code for Surat National Cooperative Bank Limited?
If you are trying to find the IFSC Code SUNB0000009 of Surat National Cooperative Bank Limited for its Ahswin Kumar Road branch located in Surat, the following methods can help:
Cheque Book
The cheque book issued by Surat National Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Surat National Cooperative Bank Limited branches in Surat and Surat, print them on the first page of your passbook.
Bank Website
Visit the official website of Surat National Cooperative Bank Limited and navigate to the branch locator section. Search for Ahswin Kumar Road or Surat to get the exact IFSC Code SUNB0000009.
Mobile Banking App
If you use Surat National Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Surat National Cooperative Bank Limited and Surat, you'll get the correct details.
How to Use IFSC Code SUNB0000009 for Online Transfers?
If you have the IFSC Code SUNB0000009 for the Ahswin Kumar Road branch of Surat National Cooperative Bank Limited in Surat, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SUNB0000009. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Surat National Cooperative Bank Limited IFSC Code SUNB0000009.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Surat National Cooperative Bank Limited Ahswin Kumar Road in Surat, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Surat National Cooperative Bank Limited in Ahswin Kumar Road, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Surat National Cooperative Bank Limited website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Surat manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is SUNB0000009.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is 1,Maninagar Society, Near Gaushala,Ahswin Kumar Road, located in Surat, Surat, Surat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.