The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Wada branch in Wada, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Wada or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000201. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Wada, Wada
Below in the table are the key details related to IFSC Code KJSB0000201 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Wada, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000201 |
| Branch | Wada |
| City | Wada |
| District | Thane |
| State | Maharashtra |
| Address | Shop No.1 To 6,Gauri Complex,Khadeshwari Naka,Wada-421303 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Wada for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000201 for the Wada branch of The Kalyan Janata Sahakari Bank Ltd. has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in Wada, Wada, Maharashtra, are allotted a unique IFSC like KJSB0000201 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Wada.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Wada and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in Wada reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0000201
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Wada in Wada.
For example, the IFSC Code KJSB0000201 of The Kalyan Janata Sahakari Bank Ltd. for the Wada branch includes these elements, identifying the bank and the branch location in Wada and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
To find the IFSC Code KJSB0000201 of The Kalyan Janata Sahakari Bank Ltd. for its Wada branch located in Wada, the following methods can help you out:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Wada and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and go to the branch locator section. Then search for Wada or Wada to find the exact IFSC Code KJSB0000201.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kalyan Janata Sahakari Bank Ltd. and Wada will provide accurate information.
How to Use IFSC Code KJSB0000201 for Online Transfers?
Once you have the IFSC Code KJSB0000201 for the Wada branch of The Kalyan Janata Sahakari Bank Ltd. in Wada, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000201. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000201.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Wada in Wada may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Wada, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Wada manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Wada Wada branch is KJSB0000201.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.1 To 6,Gauri Complex,Khadeshwari Naka,Wada-421303.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.