Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Titwala branch in Kalyan, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kalyan Janata Sahakari Bank Ltd. located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000027. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Titwala, Kalyan
The table below shows the main details of the IFSC Code KJSB0000027 for the The Kalyan Janata Sahakari Bank Ltd. branch in Kalyan, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000027 |
| Branch | Titwala |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Bhagyodaya Building,Plot No4&5,Survey No 31-32,Hissa No.7,Near Ganesh Mandir Road,Manda, Titwala(East) |
These details helps users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Kalyan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000027 for the Titwala branch of The Kalyan Janata Sahakari Bank Ltd. plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in Titwala, Kalyan, Maharashtra, are allotted a unique IFSC like KJSB0000027 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in Titwala reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0000027
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Titwala in Kalyan.
For example, the IFSC Code KJSB0000027 of The Kalyan Janata Sahakari Bank Ltd. for the Titwala branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are looking for the IFSC Code KJSB0000027 of The Kalyan Janata Sahakari Bank Ltd. for its Titwala branch located in Kalyan, the following methods can help:
Cheque Book
The cheque book that is issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kalyan Janata Sahakari Bank Ltd. and look for the branch locator section, then search for Titwala or Kalyan to get the exact IFSC Code KJSB0000027.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kalyan Janata Sahakari Bank Ltd. and Kalyan, then it will provide you proper information.
How to Use IFSC Code KJSB0000027 for Online Transfers?
Once you have the IFSC Code KJSB0000027 for the Titwala branch of The Kalyan Janata Sahakari Bank Ltd. in Kalyan, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000027. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000027.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. Titwala in Kalyan, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Titwala, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000027.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Bhagyodaya Building,Plot No4&5,Survey No 31-32,Hissa No.7,Near Ganesh Mandir Road,Manda, Titwala(East) located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.