Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Ulhasnagar-4 branch in Ulhasnagar, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kalyan Janata Sahakari Bank Ltd. located in Ulhasnagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000007. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Ulhasnagar-4, Ulhasnagar
Below in the table are the key details related to IFSC Code KJSB0000007 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Ulhasnagar, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000007 |
| Branch | Ulhasnagar-4 |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Address | Maruti Chambers Plot No 394 Opp Vitthalwadi |
These details are essential not only for online banking users but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000007 for the Ulhasnagar-4 branch of The Kalyan Janata Sahakari Bank Ltd. plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0000007 is given to every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Ulhasnagar-4, Ulhasnagar, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kalyan Janata Sahakari Bank Ltd. branch in Ulhasnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Ulhasnagar and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar-4 doesn't end up at another location.
Format of the IFSC Code KJSB0000007
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulhasnagar-4 in Ulhasnagar.
For example, the IFSC Code KJSB0000007 of The Kalyan Janata Sahakari Bank Ltd. for the Ulhasnagar-4 branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000007 of The Kalyan Janata Sahakari Bank Ltd. for its Ulhasnagar-4 branch located in Ulhasnagar, the following methods can help:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Ulhasnagar and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and navigate to the branch locator section. Search for Ulhasnagar-4 or Ulhasnagar to get the exact IFSC Code KJSB0000007.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kalyan Janata Sahakari Bank Ltd. and Ulhasnagar, you'll get the correct details.
How to Use IFSC Code KJSB0000007 for Online Transfers?
Once you have the IFSC Code KJSB0000007 for the Ulhasnagar-4 branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000007. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000007.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Ulhasnagar-4 in Ulhasnagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar-4, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ulhasnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000007.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Maruti Chambers Plot No 394 Opp Vitthalwadi located in Ulhasnagar, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.