The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its S.B.Road,Dombivali East branch in Dombivali, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Dombivali or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000028. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., S.B.Road,Dombivali East, Dombivali
Below in the table are the key details related to IFSC Code KJSB0000028 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Dombivali, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000028 |
| Branch | S.B.Road,Dombivali East |
| City | Dombivali |
| District | Thane |
| State | Maharashtra |
| Address | Shop Number 3,4,5. Uilding N0 1,Maitri Raghukul Chs,S.B.Road,Bhanu Nagar Dombivali East |
These details helps users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Dombivali for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000028 for the S.B.Road,Dombivali East branch of The Kalyan Janata Sahakari Bank Ltd. plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in S.B.Road,Dombivali East, Dombivali, Maharashtra, are allotted a unique IFSC like KJSB0000028 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Dombivali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Dombivali and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in S.B.Road,Dombivali East reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0000028
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Kalyan Janata Sahakari Bank Ltd., they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like S.B.Road,Dombivali East in Dombivali.
For example, the IFSC Code KJSB0000028 of The Kalyan Janata Sahakari Bank Ltd. for the S.B.Road,Dombivali East branch has these elements, identifying the bank and the branch location in Dombivali and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000028 of The Kalyan Janata Sahakari Bank Ltd. for its S.B.Road,Dombivali East branch located in Dombivali, the following methods can help:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Dombivali and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and navigate to the branch locator section. Search for S.B.Road,Dombivali East or Dombivali to get the exact IFSC Code KJSB0000028.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kalyan Janata Sahakari Bank Ltd. and Dombivali, you'll get the correct details.
How to Use IFSC Code KJSB0000028 for Online Transfers?
Once you have the IFSC Code KJSB0000028 for the S.B.Road,Dombivali East branch of The Kalyan Janata Sahakari Bank Ltd. in Dombivali, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000028. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000028.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. S.B.Road,Dombivali East in Dombivali, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in S.B.Road,Dombivali East, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Dombivali manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the S.B.Road,Dombivali East Dombivali branch is KJSB0000028.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop Number 3,4,5. Uilding N0 1,Maitri Raghukul Chs,S.B.Road,Bhanu Nagar Dombivali East.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.