Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Rambaug branch in Kalyan, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kalyan Janata Sahakari Bank Ltd. located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000003. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Rambaug, Kalyan
The table below shows the main details of the IFSC Code KJSB0000003 for the The Kalyan Janata Sahakari Bank Ltd. branch in Kalyan, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000003 |
| Branch | Rambaug |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Aashirwad, Rambaug Lane No.4,Kalyan(W) 421301 |
These details help users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Kalyan for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000003 for the Rambaug branch of The Kalyan Janata Sahakari Bank Ltd. has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in Rambaug, Kalyan, Maharashtra, are allotted a unique IFSC like KJSB0000003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in Rambaug reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0000003
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rambaug in Kalyan.
For example, the IFSC Code KJSB0000003 of The Kalyan Janata Sahakari Bank Ltd. for the Rambaug branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000003 of The Kalyan Janata Sahakari Bank Ltd. for its Rambaug branch located in Kalyan, the following methods can help:
Cheque Book
The cheque books that are issued by The Kalyan Janata Sahakari Bank Ltd. include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and find the branch locator section. Search for Rambaug or Kalyan to get the exact IFSC Code KJSB0000003.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kalyan Janata Sahakari Bank Ltd. and Kalyan that will provide accurate information.
How to Use IFSC Code KJSB0000003 for Online Transfers?
If you have the IFSC Code KJSB0000003 for the Rambaug branch of The Kalyan Janata Sahakari Bank Ltd. in Kalyan, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000003. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000003.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Rambaug in Kalyan, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Rambaug, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000003.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Aashirwad, Rambaug Lane No.4,Kalyan(W) 421301 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.