For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch branch in Ulhasnagar, Thane, Maharashtra, this comprehensive guide will provide you with detailed information.
The banking system in India has changed significantly over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Ulhasnagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0KUB255. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch, Ulhasnagar
Below in the table are the key details related to IFSC Code KJSB0KUB255 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Ulhasnagar, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0KUB255 |
| Branch | The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Address | Gala No. B, Ground Floor, Konark Plaza, Ulhasnagar 421003 |
These details are important not only for users using online banking but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0KUB255 for the The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch branch of The Kalyan Janata Sahakari Bank Ltd. is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch, Ulhasnagar, Maharashtra, are allotted a unique IFSC like KJSB0KUB255 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ulhasnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ulhasnagar and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kalyan Janata Sahakari Bank Ltd. in The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code KJSB0KUB255
This is the format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kalyan Janata Sahakari Bank Ltd., these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch in Ulhasnagar.
For example, the IFSC Code KJSB0KUB255 of The Kalyan Janata Sahakari Bank Ltd. for the The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
To find the IFSC Code KJSB0KUB255 of The Kalyan Janata Sahakari Bank Ltd. for its The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch branch located in Ulhasnagar, the following methods can help you out:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Ulhasnagar and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and go to the branch locator section. Then search for The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch or Ulhasnagar to find the exact IFSC Code KJSB0KUB255.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kalyan Janata Sahakari Bank Ltd. and Ulhasnagar will provide accurate information.
How to Use IFSC Code KJSB0KUB255 for Online Transfers?
Once you have the IFSC Code KJSB0KUB255 for the The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0KUB255. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0KUB255.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch in Ulhasnagar may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ulhasnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Konark Urben Co. Op. Bank Ltd. - Sapna Garden Branch Ulhasnagar branch is KJSB0KUB255.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Gala No. B, Ground Floor, Konark Plaza, Ulhasnagar 421003.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.