There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Ulhasnagar Extn branch in Ulhasnagar, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Kalyan Janata Sahakari Bank Ltd. situated in Ulhasnagar or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code KJSB0000014. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Ulhasnagar Extn, Ulhasnagar
Here are the main details that are associated with the IFSC Code KJSB0000014 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Ulhasnagar, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000014 |
| Branch | Ulhasnagar Extn |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Address | Maharashra Mitra Mandal Highschool,Behind Bus Stop Ulhasnagar 1 |
These details helps users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000014 for the Ulhasnagar Extn branch of The Kalyan Janata Sahakari Bank Ltd. plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in Ulhasnagar Extn, Ulhasnagar, Maharashtra, are given a unique IFSC like KJSB0000014 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ulhasnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ulhasnagar and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar Extn goes to the correct branch. This is important because The Kalyan Janata Sahakari Bank Ltd. has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KJSB0000014
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kalyan Janata Sahakari Bank Ltd., these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ulhasnagar Extn in Ulhasnagar.
For example, the IFSC Code KJSB0000014 of The Kalyan Janata Sahakari Bank Ltd. for the Ulhasnagar Extn branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Maharashtra correctly.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are looking for the IFSC Code KJSB0000014 of The Kalyan Janata Sahakari Bank Ltd. for its Ulhasnagar Extn branch located in Ulhasnagar, the following methods can help:
Cheque Book
The cheque book that is issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Ulhasnagar and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kalyan Janata Sahakari Bank Ltd. and look for the branch locator section, then search for Ulhasnagar Extn or Ulhasnagar to get the exact IFSC Code KJSB0000014.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kalyan Janata Sahakari Bank Ltd. and Ulhasnagar, then it will provide you proper information.
How to Use IFSC Code KJSB0000014 for Online Transfers?
Once you have the IFSC Code KJSB0000014 for the Ulhasnagar Extn branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000014. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000014.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. Ulhasnagar Extn in Ulhasnagar, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar Extn, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ulhasnagar manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000014.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Maharashra Mitra Mandal Highschool,Behind Bus Stop Ulhasnagar 1 located in Ulhasnagar, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.