Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch in Ulhasnagar, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kalyan Janata Sahakari Bank Ltd. located in Ulhasnagar or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0KUB254. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., The Konark Urban Co-Op Bank Ltd - Siru Chowk Br, Ulhasnagar
The table below shows the main details of the IFSC Code KJSB0KUB254 for the The Kalyan Janata Sahakari Bank Ltd. branch in Ulhasnagar, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0KUB254 |
| Branch | The Konark Urban Co-Op Bank Ltd - Siru Chowk Br |
| City | Ulhasnagar |
| District | Thane |
| State | Maharashtra |
| Address | Shop No 563,Mohan Empire,Ulhasnagar 421002 |
These details helps users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0KUB254 for the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch of The Kalyan Janata Sahakari Bank Ltd. plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kalyan Janata Sahakari Bank Ltd. located in The Konark Urban Co-Op Bank Ltd - Siru Chowk Br, Ulhasnagar, Maharashtra, are given a unique IFSC like KJSB0KUB254 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ulhasnagar.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ulhasnagar and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Kalyan Janata Sahakari Bank Ltd. in The Konark Urban Co-Op Bank Ltd - Siru Chowk Br goes to the correct branch. This is important because The Kalyan Janata Sahakari Bank Ltd. has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code KJSB0KUB254
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kalyan Janata Sahakari Bank Ltd., these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as The Konark Urban Co-Op Bank Ltd - Siru Chowk Br in Ulhasnagar.
For example, the IFSC Code KJSB0KUB254 of The Kalyan Janata Sahakari Bank Ltd. for the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch includes these elements, identifying the bank and the branch location in Ulhasnagar and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0KUB254 of The Kalyan Janata Sahakari Bank Ltd. for its The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch located in Ulhasnagar, the following methods can help:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Ulhasnagar and Thane, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and navigate to the branch locator section. Search for The Konark Urban Co-Op Bank Ltd - Siru Chowk Br or Ulhasnagar to get the exact IFSC Code KJSB0KUB254.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kalyan Janata Sahakari Bank Ltd. and Ulhasnagar, you'll get the correct details.
How to Use IFSC Code KJSB0KUB254 for Online Transfers?
Once you have the IFSC Code KJSB0KUB254 for the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br branch of The Kalyan Janata Sahakari Bank Ltd. in Ulhasnagar, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0KUB254. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0KUB254.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. The Konark Urban Co-Op Bank Ltd - Siru Chowk Br in Ulhasnagar, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in The Konark Urban Co-Op Bank Ltd - Siru Chowk Br, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Ulhasnagar manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the The Konark Urban Co-Op Bank Ltd - Siru Chowk Br Ulhasnagar branch is KJSB0KUB254.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No 563,Mohan Empire,Ulhasnagar 421002.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.