The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Murbad branch in Murbad, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kalyan Janata Sahakari Bank Ltd. located in Murbad or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000202. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Murbad, Murbad
Here are the key points that are associated with the IFSC Code KJSB0000202 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Murbad, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000202 |
| Branch | Murbad |
| City | Murbad |
| District | Thane |
| State | Maharashtra |
| Address | Vivek Aprt, Jogeshwari Ali, Murbad, Dist. Thane |
These details helps users in online banking and for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Murbad for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000202 for the Murbad branch of The Kalyan Janata Sahakari Bank Ltd. plays a vital role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Murbad, Murbad, Maharashtra, is provided a unique IFSC like KJSB0000202 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kalyan Janata Sahakari Bank Ltd. branch in Murbad.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Murbad and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Murbad do not get misguided to another person.
Format of the IFSC Code KJSB0000202
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kalyan Janata Sahakari Bank Ltd., these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Murbad in Murbad.
For example, the IFSC Code KJSB0000202 of The Kalyan Janata Sahakari Bank Ltd. for the Murbad branch includes these elements, identifying the bank and the branch location in Murbad and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are looking for the IFSC Code KJSB0000202 of The Kalyan Janata Sahakari Bank Ltd. for its Murbad branch located in Murbad, the following methods can help:
Cheque Book
The cheque book that is issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Murbad and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kalyan Janata Sahakari Bank Ltd. and look for the branch locator section, then search for Murbad or Murbad to get the exact IFSC Code KJSB0000202.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kalyan Janata Sahakari Bank Ltd. and Murbad, then it will provide you proper information.
How to Use IFSC Code KJSB0000202 for Online Transfers?
Once you have the IFSC Code KJSB0000202 for the Murbad branch of The Kalyan Janata Sahakari Bank Ltd. in Murbad, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KJSB0000202. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000202.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kalyan Janata Sahakari Bank Ltd. Murbad in Murbad, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Murbad, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Murbad to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000202.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Vivek Aprt, Jogeshwari Ali, Murbad, Dist. Thane located in Murbad, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.