Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Kongaon branch in Kalyan, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kalyan Janata Sahakari Bank Ltd. located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000502. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Kongaon, Kalyan
Below in the table are the key details related to IFSC Code KJSB0000502 of The Kalyan Janata Sahakari Bank Ltd. for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000502 |
| Branch | Kongaon |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Shop No.1 To 3,Seeta Ganpat Aprtment,Survey No 267,Hissa No 11,Kalyan Bhiwandi Road,Kongaon,Tal Kalyan,Dist Thane.421 311 |
These details are important not only for users using online banking but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Kalyan for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KJSB0000502 for the Kongaon branch of The Kalyan Janata Sahakari Bank Ltd. is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Kongaon, Kalyan, Maharashtra, is provided a unique IFSC like KJSB0000502 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kalyan Janata Sahakari Bank Ltd. branch in Kalyan.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Kalyan and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Kongaon do not get misguided to another person.
Format of the IFSC Code KJSB0000502
This is the format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the explanation:
- First 4 characters (AAAA): This is the bank code. For The Kalyan Janata Sahakari Bank Ltd., these characters are the bank's short identifier.
- 5th character (0): This stays zero till there is any future use.
- Last 6 characters (CCCCCC): These are specific branch code assigned to branches such as Kongaon in Kalyan.
For example, the IFSC Code KJSB0000502 of The Kalyan Janata Sahakari Bank Ltd. for the Kongaon branch includes these elements, identifying the bank and the branch location in Kalyan and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
To find the IFSC Code KJSB0000502 of The Kalyan Janata Sahakari Bank Ltd. for its Kongaon branch located in Kalyan, the following methods can help you out:
Cheque Book
The cheque book issued by The Kalyan Janata Sahakari Bank Ltd. includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and go to the branch locator section. Then search for Kongaon or Kalyan to find the exact IFSC Code KJSB0000502.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Kalyan Janata Sahakari Bank Ltd. and Kalyan will provide accurate information.
How to Use IFSC Code KJSB0000502 for Online Transfers?
Once you have the IFSC Code KJSB0000502 for the Kongaon branch of The Kalyan Janata Sahakari Bank Ltd. in Kalyan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000502. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000502.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Kongaon in Kalyan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Kongaon, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Kalyan manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is KJSB0000502.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop No.1 To 3,Seeta Ganpat Aprtment,Survey No 267,Hissa No 11,Kalyan Bhiwandi Road,Kongaon,Tal Kalyan,Dist Thane.421 311 located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.