Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kulgaon Badlapur branch in Badlapur, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Badlapur or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001004. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Kulgaon Badlapur, Badlapur
Here are the main details that are associated with the IFSC Code AJHC0001004 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Badlapur, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001004 |
| Branch | Kulgaon Badlapur |
| City | Badlapur |
| District | Thane |
| State | Maharashtra |
| Address | Ehko.Diysikgd(W) |
These details help users in online banking and for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001004 for the Kulgaon Badlapur branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like AJHC0001004 is given to every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Kulgaon Badlapur, Badlapur, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Badlapur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Badlapur and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kulgaon Badlapur doesn't end up at another location.
Format of the IFSC Code AJHC0001004
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ambarnath Jaihind Coop Bank Ltd Ambarnath, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kulgaon Badlapur in Badlapur.
For example, the IFSC Code AJHC0001004 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Kulgaon Badlapur branch has these elements, identifying the bank and the branch location in Badlapur and Maharashtra correctly.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are looking for the IFSC Code AJHC0001004 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kulgaon Badlapur branch located in Badlapur, the following methods can help:
Cheque Book
The cheque book that is issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Badlapur and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and look for the branch locator section, then search for Kulgaon Badlapur or Badlapur to get the exact IFSC Code AJHC0001004.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Badlapur, then it will provide you proper information.
How to Use IFSC Code AJHC0001004 for Online Transfers?
Once you have the IFSC Code AJHC0001004 for the Kulgaon Badlapur branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Badlapur, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001004. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001004.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Kulgaon Badlapur in Badlapur, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kulgaon Badlapur, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Badlapur manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001004.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Ehko.Diysikgd(W) located in Badlapur, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.