There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Navre Nagar Branch branch in Ambernath, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath situated in Ambernath or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code AJHC0001008. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Navre Nagar Branch, Ambernath
Here are the main details that are associated with the IFSC Code AJHC0001008 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Ambernath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001008 |
| Branch | Navre Nagar Branch |
| City | Ambernath |
| District | Thane |
| State | Maharashtra |
| Address | Classic Arcade,1St Floor |
These details are essential not only for online banking users but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001008 for the Navre Nagar Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Navre Nagar Branch, Ambernath, Maharashtra, are allotted a unique IFSC like AJHC0001008 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ambernath.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Ambernath and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Navre Nagar Branch reaches the right place, even though there are thousands of branches in Maharashtra and across India.
Format of the IFSC Code AJHC0001008
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ambarnath Jaihind Coop Bank Ltd Ambarnath, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Navre Nagar Branch in Ambernath.
For example, the IFSC Code AJHC0001008 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Navre Nagar Branch branch has these elements, identifying the bank and the branch location in Ambernath and Maharashtra correctly.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are looking for the IFSC Code AJHC0001008 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Navre Nagar Branch branch located in Ambernath, the following methods can help:
Cheque Book
The cheque book that is issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Ambernath and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and look for the branch locator section, then search for Navre Nagar Branch or Ambernath to get the exact IFSC Code AJHC0001008.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Ambernath, then it will provide you proper information.
How to Use IFSC Code AJHC0001008 for Online Transfers?
Once you have the IFSC Code AJHC0001008 for the Navre Nagar Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001008. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001008.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Navre Nagar Branch in Ambernath, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Navre Nagar Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambernath to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001008.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Classic Arcade,1St Floor located in Ambernath, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.