Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Service Center branch in Ambernath, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Ambernath or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0002001. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Service Center, Ambernath
Here are the key points that are associated with the IFSC Code AJHC0002001 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Ambernath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0002001 |
| Branch | Service Center |
| City | Ambernath |
| District | Thane |
| State | Maharashtra |
| Address | Plot No.31, Suryoday Co-Op Housing Soc |
These details help users in online banking and for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0002001 for the Service Center branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Service Center, Ambernath, Maharashtra, is provided a unique IFSC like AJHC0002001 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Ambernath.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ambernath and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Service Center do not get misguided to another person.
Format of the IFSC Code AJHC0002001
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Service Center in Ambernath.
For example, the IFSC Code AJHC0002001 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Service Center branch includes these elements, identifying the bank and the branch location in Ambernath and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are trying to find the IFSC Code AJHC0002001 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Service Center branch located in Ambernath, the following methods can help:
Cheque Book
The cheque books that are issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Ambernath and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and find the branch locator section. Search for Service Center or Ambernath to get the exact IFSC Code AJHC0002001.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Ambernath that will provide accurate information.
How to Use IFSC Code AJHC0002001 for Online Transfers?
Once you have the IFSC Code AJHC0002001 for the Service Center branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0002001. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0002001.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Service Center in Ambernath may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Service Center, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ambernath manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0002001.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot No.31, Suryoday Co-Op Housing Soc located in Ambernath, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.