The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Shivaji Nagar branch in Ambarnath, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Ambarnath or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001003. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Shivaji Nagar, Ambarnath
Here are some of the key details that come with the IFSC Code AJHC0001003 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Ambarnath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001003 |
| Branch | Shivaji Nagar |
| City | Ambarnath |
| District | Thane |
| State | Maharashtra |
| Address | Shiv Sundaram Co-Op Society,Vadavli Section,Ambarnath ( E),Dist.Thane -421501 |
These details are crucial, not just for online banking users but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambarnath for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001003 for the Shivaji Nagar branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Shivaji Nagar, Ambarnath, Maharashtra, are given a unique IFSC like AJHC0001003 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Ambarnath.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Ambarnath and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Shivaji Nagar goes to the correct branch. This is important because Ambarnath Jaihind Coop Bank Ltd Ambarnath has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AJHC0001003
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Shivaji Nagar in Ambarnath.
For example, the IFSC Code AJHC0001003 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Shivaji Nagar branch includes these elements, identifying the bank and the branch location in Ambarnath and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
To find the IFSC Code AJHC0001003 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Shivaji Nagar branch located in Ambarnath, the following methods can help you out:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Ambarnath and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and go to the branch locator section. Then search for Shivaji Nagar or Ambarnath to find the exact IFSC Code AJHC0001003.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Ambarnath will provide accurate information.
How to Use IFSC Code AJHC0001003 for Online Transfers?
Once you have the IFSC Code AJHC0001003 for the Shivaji Nagar branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambarnath, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001003. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001003.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Shivaji Nagar in Ambarnath, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Shivaji Nagar, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Ambarnath manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code of the Shivaji Nagar Ambarnath branch is AJHC0001003.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shiv Sundaram Co-Op Society,Vadavli Section,Ambarnath ( E),Dist.Thane -421501.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.