The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Ambarnath East, Branch branch in Ambernath, Thane, Maharashtra, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Ambernath or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001009. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Ambarnath East, Branch, Ambernath
Here are some of the key details that come with the IFSC Code AJHC0001009 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Ambernath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001009 |
| Branch | Ambarnath East, Branch |
| City | Ambernath |
| District | Thane |
| State | Maharashtra |
| Address | Plot.No.31,Suryoday Co-Op Housing Soc |
These details help users in online banking and for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001009 for the Ambarnath East, Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Ambarnath East, Branch, Ambernath, Maharashtra, is provided a unique IFSC like AJHC0001009 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Ambernath.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Ambernath and Thane.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Maharashtra and the rest of India, the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambarnath East, Branch do not get misguided to another person.
Format of the IFSC Code AJHC0001009
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ambarnath Jaihind Coop Bank Ltd Ambarnath, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Ambarnath East, Branch in Ambernath.
For example, the IFSC Code AJHC0001009 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Ambarnath East, Branch branch has these elements, identifying the bank and the branch location in Ambernath and Maharashtra correctly.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
If you are trying to find the IFSC Code AJHC0001009 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Ambarnath East, Branch branch located in Ambernath, the following methods can help:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Ambernath and Thane, print them on the first page of your passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and navigate to the branch locator section. Search for Ambarnath East, Branch or Ambernath to get the exact IFSC Code AJHC0001009.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Ambernath, you'll get the correct details.
How to Use IFSC Code AJHC0001009 for Online Transfers?
If you have the IFSC Code AJHC0001009 for the Ambarnath East, Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001009. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001009.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Ambarnath East, Branch in Ambernath, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambarnath East, Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambernath to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001009.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Plot.No.31,Suryoday Co-Op Housing Soc located in Ambernath, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.