Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kalyan Branch branch in Kalyan, Thane, Maharashtra, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Kalyan or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code AJHC0001006. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Kalyan Branch, Kalyan
Below in the table are the key details related to IFSC Code AJHC0001006 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Kalyan, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001006 |
| Branch | Kalyan Branch |
| City | Kalyan |
| District | Thane |
| State | Maharashtra |
| Address | Saket Tower Jimmi Baug |
These details are crucial, not just for online banking users but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001006 for the Kalyan Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Kalyan Branch, Kalyan, Maharashtra, are given a unique IFSC like AJHC0001006 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kalyan.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Kalyan and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan Branch goes to the correct branch. This is important because Ambarnath Jaihind Coop Bank Ltd Ambarnath has thousands of branches in Maharashtra and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code AJHC0001006
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In Ambarnath Jaihind Coop Bank Ltd Ambarnath, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Kalyan Branch in Kalyan.
For example, the IFSC Code AJHC0001006 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Kalyan Branch branch has these elements, identifying the bank and the branch location in Kalyan and Maharashtra correctly.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
To find the IFSC Code AJHC0001006 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kalyan Branch branch located in Kalyan, the following methods can help you out:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Kalyan and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and go to the branch locator section. Then search for Kalyan Branch or Kalyan to find the exact IFSC Code AJHC0001006.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Kalyan will provide accurate information.
How to Use IFSC Code AJHC0001006 for Online Transfers?
Once you have the IFSC Code AJHC0001006 for the Kalyan Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan, you can start with your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code AJHC0001006. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. You need the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001006.
Whatever method you choose, the accuracy of the IFSC Code is highly important. If there is any mistake in entering the IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath Kalyan Branch in Kalyan, it can result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kalyan Branch, here are some of the ways you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Knowing both IFSC and MICR code can help account holders in Kalyan manage their online transfers and cheque clearances easily.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001006.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Saket Tower Jimmi Baug located in Kalyan, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.