There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kohojgaon Branch branch in Ambernath, Thane, Maharashtra, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of Ambarnath Jaihind Coop Bank Ltd Ambarnath situated in Ambernath or anywhere in Maharashtra can easily transfer funds instantly by using the correct IFSC Code AJHC0001099. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath, Kohojgaon Branch, Ambernath
Here are the key points that are associated with the IFSC Code AJHC0001099 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its branch located in Ambernath, within the district of Thane in the state of Maharashtra.
| Particulars | Details |
|---|---|
| Bank | Ambarnath Jaihind Coop Bank Ltd Ambarnath |
| IFSC Code | AJHC0001099 |
| Branch | Kohojgaon Branch |
| City | Ambernath |
| District | Thane |
| State | Maharashtra |
| Address | Shop.No.3 4 5 6 Singh Paradise Himalaya Building Kohojgaon |
These details are crucial, not just for online banking users but also for businesses and individuals who use Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code AJHC0001099 for the Kohojgaon Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including Ambarnath Jaihind Coop Bank Ltd Ambarnath located in Kohojgaon Branch, Ambernath, Maharashtra, is provided with a unique IFSC like AJHC0001099 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the Ambarnath Jaihind Coop Bank Ltd Ambarnath branch in Ambernath.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Ambernath and Thane.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Maharashtra and the rest of India and the IFSC Code ensures that transactions meant for Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kohojgaon Branch do not get mixed with another location.
Format of the IFSC Code AJHC0001099
The format of the IFSC Code for banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For Ambarnath Jaihind Coop Bank Ltd Ambarnath, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Kohojgaon Branch in Ambernath.
For example, the IFSC Code AJHC0001099 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for the Kohojgaon Branch branch includes these elements, identifying the bank and the branch location in Ambernath and Maharashtra accurately.
How to Find IFSC Code for Ambarnath Jaihind Coop Bank Ltd Ambarnath?
To find the IFSC Code AJHC0001099 of Ambarnath Jaihind Coop Bank Ltd Ambarnath for its Kohojgaon Branch branch located in Ambernath, the following methods can help you out:
Cheque Book
The cheque book issued by Ambarnath Jaihind Coop Bank Ltd Ambarnath includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including Ambarnath Jaihind Coop Bank Ltd Ambarnath branches in Ambernath and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of Ambarnath Jaihind Coop Bank Ltd Ambarnath and go to the branch locator section. Then search for Kohojgaon Branch or Ambernath to find the exact IFSC Code AJHC0001099.
Mobile Banking App
If you use Ambarnath Jaihind Coop Bank Ltd Ambarnath's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for Ambarnath Jaihind Coop Bank Ltd Ambarnath and Ambernath will provide accurate information.
How to Use IFSC Code AJHC0001099 for Online Transfers?
Once you have the IFSC Code AJHC0001099 for the Kohojgaon Branch branch of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Ambernath, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code AJHC0001099. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and Ambarnath Jaihind Coop Bank Ltd Ambarnath IFSC Code AJHC0001099.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the Ambarnath Jaihind Coop Bank Ltd Ambarnath Kohojgaon Branch in Ambernath, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of Ambarnath Jaihind Coop Bank Ltd Ambarnath in Kohojgaon Branch, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official Ambarnath Jaihind Coop Bank Ltd Ambarnath website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Ambernath to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is AJHC0001099.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Shop.No.3 4 5 6 Singh Paradise Himalaya Building Kohojgaon located in Ambernath, Thane, Maharashtra.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.