There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Jesingpur branch in Vyara, Tapi, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Vyara or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000074. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Jesingpur, Vyara
Here are the main details that are associated with the IFSC Code SDCB0000074 of The Surat District Cooperative Bank Limited for its branch located in Vyara, within the district of Tapi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000074 |
| Branch | Jesingpur |
| City | Vyara |
| District | Tapi |
| State | Gujarat |
| Address | 453, First Floor, At And Post - Jesingpur, Taluka - Vyara |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Vyara for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000074 for the Jesingpur branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Jesingpur, Vyara, Gujarat, are allotted a unique IFSC like SDCB0000074 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Vyara.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Vyara and Tapi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Surat District Cooperative Bank Limited in Jesingpur reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SDCB0000074
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Jesingpur in Vyara.
For example, the IFSC Code SDCB0000074 of The Surat District Cooperative Bank Limited for the Jesingpur branch includes these elements, identifying the bank and the branch location in Vyara and Gujarat accurately.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
To find the IFSC Code SDCB0000074 of The Surat District Cooperative Bank Limited for its Jesingpur branch located in Vyara, the following methods can help you out:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Vyara and Tapi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and go to the branch locator section. Then search for Jesingpur or Vyara to find the exact IFSC Code SDCB0000074.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Surat District Cooperative Bank Limited and Vyara will provide accurate information.
How to Use IFSC Code SDCB0000074 for Online Transfers?
Once you have the IFSC Code SDCB0000074 for the Jesingpur branch of The Surat District Cooperative Bank Limited in Vyara, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000074. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000074.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Jesingpur in Vyara, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Jesingpur, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Vyara to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000074.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is 453, First Floor, At And Post - Jesingpur, Taluka - Vyara located in Vyara, Tapi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.