IFSC Code of The Surat District Cooperative Bank Limited, Mohini, Tapi, Gujarat — SDCB0000120

Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Mohini branch in Uchchhal, Tapi, Gujarat, then this guide will give you detailed information.

The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Uchchhal or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000120. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Mohini, Uchchhal

Here are some of the key details that come with the IFSC Code SDCB0000120 of The Surat District Cooperative Bank Limited for its branch located in Uchchhal, within the district of Tapi in the state of Gujarat.

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Uchchhal for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000120 for the Mohini branch of The Surat District Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like SDCB0000120 is given to every bank branch, including The Surat District Cooperative Bank Limited located in Mohini, Uchchhal, Gujarat, to make sure that online payments reach the right place.

The IFSC Code is important because:

• It uniquely identifies the The Surat District Cooperative Bank Limited branch in Uchchhal.
• It helps NEFT, RTGS, and IMPS systems route the transfer securely.
• It avoids any kind of confusion between multiple branches of the same bank across different places like Uchchhal and Tapi.
• It removes errors in fund transfers and improves accuracy.
• It lets the sender banks validate and confirm branch details before they process the payments.

There are thousands of branches across Gujarat and the rest of India, which is why the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Mohini doesn't end up at another location.

Format of the IFSC Code SDCB0000120

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown of this:

• First 4 characters (AAAA): Represent the bank code. For The Surat District Cooperative Bank Limited, these characters are the bank's short identifier.
• 5th character (0): Always zero which is reserved for future use.
• Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Mohini in Uchchhal.

For example, the IFSC Code SDCB0000120 of The Surat District Cooperative Bank Limited for the Mohini branch includes these elements, identifying the bank and the branch location in Uchchhal and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000120 of The Surat District Cooperative Bank Limited for its Mohini branch located in Uchchhal, the following methods can help:

Cheque Book

The cheque books that are issued by The Surat District Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Uchchhal and Tapi, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and find the branch locator section. Search for Mohini or Uchchhal to get the exact IFSC Code SDCB0000120.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Surat District Cooperative Bank Limited and Uchchhal that will provide accurate information.

How to Use IFSC Code SDCB0000120 for Online Transfers?

If you have the IFSC Code SDCB0000120 for the Mohini branch of The Surat District Cooperative Bank Limited in Uchchhal, you can easily go ahead with fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000120. Transfers are processed in batches. Suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Asks for the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000120.

Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Mohini in Uchchhal, it may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Mohini, here are some of the ways you can get it:

• Check the bottom of your cheque leaf.
• Refer to the first page of your passbook.
• Visit the official The Surat District Cooperative Bank Limited website.
• Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Uchchhal manage their online transfers and cheque clearances easily.