There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Bajipura branch in Bajipura, Tapi, Gujarat, then this comprehensive guide will provide you with detailed information.
The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Bajipura or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000047. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Bajipura, Bajipura
The table below shows the main details of the IFSC Code SDCB0000047 for the The Surat District Cooperative Bank Limited branch in Bajipura, which falls under the Tapi district in Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000047 |
| Branch | Bajipura |
| City | Bajipura |
| District | Tapi |
| State | Gujarat |
| Address | Bajipura ┬Û Valod Raod, Bajipura Charrashta, Tal. Valod, Pincode : 394 690 |
These details are essential not only for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Bajipura for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000047 for the Bajipura branch of The Surat District Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Surat District Cooperative Bank Limited located in Bajipura, Bajipura, Gujarat, is provided a unique IFSC like SDCB0000047 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Surat District Cooperative Bank Limited branch in Bajipura.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Bajipura and Tapi.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Gujarat and the rest of India, the IFSC Code ensures that transactions meant for The Surat District Cooperative Bank Limited in Bajipura do not get misguided to another person.
Format of the IFSC Code SDCB0000047
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Bajipura in Bajipura.
For example, the IFSC Code SDCB0000047 of The Surat District Cooperative Bank Limited for the Bajipura branch includes these elements, identifying the bank and the branch location in Bajipura and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000047 of The Surat District Cooperative Bank Limited for its Bajipura branch located in Bajipura, the following methods can help:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Surat District Cooperative Bank Limited branches in Bajipura and Tapi, print them on the first page of your passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Bajipura or Bajipura to get the exact IFSC Code SDCB0000047.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Bajipura, you'll get the correct details.
How to Use IFSC Code SDCB0000047 for Online Transfers?
Once you have the IFSC Code SDCB0000047 for the Bajipura branch of The Surat District Cooperative Bank Limited in Bajipura, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code SDCB0000047. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000047.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Bajipura in Bajipura may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Bajipura, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Bajipura to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000047.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Bajipura ┬Û Valod Raod, Bajipura Charrashta, Tal. Valod, Pincode : 394 690 located in Bajipura, Tapi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.