Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Balde branch in Kukarmunda, Tapi, Gujarat, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Surat District Cooperative Bank Limited located in Kukarmunda or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000100. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Balde, Kukarmunda
Here are some of the key details that come with the IFSC Code SDCB0000100 of The Surat District Cooperative Bank Limited for its branch located in Kukarmunda, within the district of Tapi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000100 |
| Branch | Balde |
| City | Kukarmunda |
| District | Tapi |
| State | Gujarat |
| Address | House No 314 Plot No 72, Shree Balde Vividh Karyakari Seva Sahkari Mandli Ltd, At And Post Balde, Taluka Kukarmunda, Pin 394380 |
These details are important not only for users using online banking but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Kukarmunda for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code SDCB0000100 for the Balde branch of The Surat District Cooperative Bank Limited is vital.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Balde, Kukarmunda, Gujarat, are allotted a unique IFSC like SDCB0000100 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Kukarmunda.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Kukarmunda and Tapi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Surat District Cooperative Bank Limited in Balde reaches the right place, even though there are thousands of branches in Gujarat and across India.
Format of the IFSC Code SDCB0000100
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Balde in Kukarmunda.
For example, the IFSC Code SDCB0000100 of The Surat District Cooperative Bank Limited for the Balde branch includes these elements, identifying the bank and the branch location in Kukarmunda and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
To find the IFSC Code SDCB0000100 of The Surat District Cooperative Bank Limited for its Balde branch located in Kukarmunda, the following methods can help you out:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Kukarmunda and Tapi, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and go to the branch locator section. Then search for Balde or Kukarmunda to find the exact IFSC Code SDCB0000100.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes. Searching for The Surat District Cooperative Bank Limited and Kukarmunda will provide accurate information.
How to Use IFSC Code SDCB0000100 for Online Transfers?
Once you have the IFSC Code SDCB0000100 for the Balde branch of The Surat District Cooperative Bank Limited in Kukarmunda, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000100. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000100.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Balde in Kukarmunda, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Balde, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Kukarmunda to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code of the Balde Kukarmunda branch is SDCB0000100.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at House No 314 Plot No 72, Shree Balde Vividh Karyakari Seva Sahkari Mandli Ltd, At And Post Balde, Taluka Kukarmunda, Pin 394380.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.