The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Borda branch in Tapi, Tapi, Gujarat, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Surat District Cooperative Bank Limited located in Tapi or anywhere in Gujarat can transfer funds instantly by using the correct IFSC Code SDCB0000109. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Surat District Cooperative Bank Limited, Borda, Tapi
Here are some of the key details that come with the IFSC Code SDCB0000109 of The Surat District Cooperative Bank Limited for its branch located in Tapi, within the district of Tapi in the state of Gujarat.
| Particulars | Details |
|---|---|
| Bank | The Surat District Cooperative Bank Limited |
| IFSC Code | SDCB0000109 |
| Branch | Borda |
| City | Tapi |
| District | Tapi |
| State | Gujarat |
| Address | Shree Vajpur Vibhag Jungle Kamdar Sahkari Mandli Ltd, At And Post Borda, Taluka Songadh, Pin 393050 |
These details are essential not only for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Tapi for day-to-day financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000109 for the Borda branch of The Surat District Cooperative Bank Limited plays an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Borda, Tapi, Gujarat, are given a unique IFSC like SDCB0000109 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Tapi.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents any kind of confusion between different branches of the same bank in places like Tapi and Tapi.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Borda goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.
Format of the IFSC Code SDCB0000109
The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): These represent the bank code. In The Surat District Cooperative Bank Limited, they are a short identifier for the bank.
- 5th character (0): This is always zero and is reserved for future use.
- Last 6 characters (CCCCCC): These are what represent the specific branch code which is assigned to branches like Borda in Tapi.
For example, the IFSC Code SDCB0000109 of The Surat District Cooperative Bank Limited for the Borda branch has these elements, identifying the bank and the branch location in Tapi and Gujarat correctly.
How to Find IFSC Code for The Surat District Cooperative Bank Limited?
If you are trying to find the IFSC Code SDCB0000109 of The Surat District Cooperative Bank Limited for its Borda branch located in Tapi, the following methods can help:
Cheque Book
The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
Most banks, including The Surat District Cooperative Bank Limited branches in Tapi and Tapi, print the IFSC and MICR codes on the first page of your passbook.
Bank Website
Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Borda or Tapi to get the exact IFSC Code SDCB0000109.
Mobile Banking App
If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Tapi, you'll get the correct details.
How to Use IFSC Code SDCB0000109 for Online Transfers?
Once you have the IFSC Code SDCB0000109 for the Borda branch of The Surat District Cooperative Bank Limited in Tapi, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code SDCB0000109. The transfer is completed in batches instead of instantly. It is useful for both personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000109.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Surat District Cooperative Bank Limited Borda in Tapi, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Surat District Cooperative Bank Limited in Borda, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Surat District Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Tapi manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code is SDCB0000109.
Yes, but it can change during merging or restructuring of the bank.
No, MICR is for cheque clearing and IFSC is for online transfers.
You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.
The address of the branch is Shree Vajpur Vibhag Jungle Kamdar Sahkari Mandli Ltd, At And Post Borda, Taluka Songadh, Pin 393050 located in Tapi, Tapi, Gujarat.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.