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IFSC Code of The Surat District Cooperative Bank Limited, Rumkitalav, Tapi, Gujarat — SDCB0000060

There is one important element for digital banking and online financial transactions in India that ensures seamless and accurate fund transfers is the IFSC Code. For sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to make the route of your payment to the right branch. In case you are searching for the IFSC Code of The Surat District Cooperative Bank Limited for its Rumkitalav branch in Nizar, Tapi, Gujarat, then this comprehensive guide will provide you with detailed information.

The banking system in India has changed over time, and today the customers of The Surat District Cooperative Bank Limited situated in Nizar or anywhere in Gujarat can easily transfer funds instantly by using the correct IFSC Code SDCB0000060. You should know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.

Details of IFSC Code for The Surat District Cooperative Bank Limited, Rumkitalav, Nizar

Here are the main details that are associated with the IFSC Code SDCB0000060 of The Surat District Cooperative Bank Limited for its branch located in Nizar, within the district of Tapi in the state of Gujarat.

Particulars Details
Bank The Surat District Cooperative Bank Limited
IFSC Code SDCB0000060
Branch Rumkitalav
City Nizar
District Tapi
State Gujarat
Address At & Post Rumkitalav, Tal. Nizar┬Á, Pincode : 394380

These details are crucial, not just for online banking users but also for businesses and individuals who use The Surat District Cooperative Bank Limited in Nizar for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code SDCB0000060 for the Rumkitalav branch of The Surat District Cooperative Bank Limited has an important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Surat District Cooperative Bank Limited located in Rumkitalav, Nizar, Gujarat, are given a unique IFSC like SDCB0000060 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Nizar.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents any kind of confusion between different branches of the same bank in places like Nizar and Tapi.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It helps ensure that any money sent to The Surat District Cooperative Bank Limited in Rumkitalav goes to the correct branch. This is important because The Surat District Cooperative Bank Limited has thousands of branches in Gujarat and all over India, and the IFSC Code prevents payments from going to the wrong place.

Format of the IFSC Code SDCB0000060

The format of the IFSC Code for banks, including The Surat District Cooperative Bank Limited, follows an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Surat District Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Rumkitalav in Nizar.

For example, the IFSC Code SDCB0000060 of The Surat District Cooperative Bank Limited for the Rumkitalav branch includes these elements, identifying the bank and the branch location in Nizar and Gujarat accurately.

How to Find IFSC Code for The Surat District Cooperative Bank Limited?

If you are trying to find the IFSC Code SDCB0000060 of The Surat District Cooperative Bank Limited for its Rumkitalav branch located in Nizar, the following methods can help:

Cheque Book

The cheque book issued by The Surat District Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.

Passbook

Most banks, including The Surat District Cooperative Bank Limited branches in Nizar and Tapi, print the IFSC and MICR codes on the first page of your passbook.

Bank Website

Visit the official website of The Surat District Cooperative Bank Limited and navigate to the branch locator section. Search for Rumkitalav or Nizar to get the exact IFSC Code SDCB0000060.

Mobile Banking App

If you use The Surat District Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Surat District Cooperative Bank Limited and Nizar, you'll get the correct details.

How to Use IFSC Code SDCB0000060 for Online Transfers?

Once you have the IFSC Code SDCB0000060 for the Rumkitalav branch of The Surat District Cooperative Bank Limited in Nizar, you can initiate your fund transfers using any digital method:

NEFT

Add beneficiary details including the name, account number, and IFSC Code SDCB0000060. Transfers are processed in batches. This is suitable for personal and business payments.

RTGS

Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Surat District Cooperative Bank Limited IFSC Code SDCB0000060.

Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Surat District Cooperative Bank Limited Rumkitalav in Nizar may result in delayed or failed transactions.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Surat District Cooperative Bank Limited in Rumkitalav, here are some ways to obtain it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Surat District Cooperative Bank Limited website.
  • Search the RBI portal.

Having both the IFSC and MICR codes makes it easy for account holders in Nizar to handle online money transfers and get their cheques cleared smoothly.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Surat District Cooperative Bank Limited in Rumkitalav, Nizar?

The IFSC Code is SDCB0000060.

Is the IFSC Code SDCB0000060 permanent?

Yes, but there can be changes during mergers or restructuring.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and the IFSC is for online transfers.

Where can I find the IFSC Code of The Surat District Cooperative Bank Limited Rumkitalav?

You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.

What is the full address of the Rumkitalav branch?

The address of the branch is At & Post Rumkitalav, Tal. Nizar┬Á, Pincode : 394380 located in Nizar, Tapi, Gujarat.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

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