The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Dosarka branch in Hamirpur, Hamirpur, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000210. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Dosarka, Hamirpur
Below in the table are the key details related to IFSC Code KACE0000210 of The Kangra Central Cooperative Bank Limited for its branch located in Hamirpur, within the district of Hamirpur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000210 |
| Branch | Dosarka |
| City | Hamirpur |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | Near Police Line Po Hamirpur Tehsil Hamirpur Hp |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Hamirpur for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000210 for the Dosarka branch of The Kangra Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Dosarka, Hamirpur, Himachal Pradesh, are allotted a unique IFSC like KACE0000210 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It clearly tells which bank branch it is in Hamirpur.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It prevents confusion between different branches of the same bank in places like Hamirpur and Hamirpur.
- It reduces errors in fund transfers and improves accuracy.
- It helps the sender banks to validate and confirm branch details before processing payments.
It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Dosarka reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.
Format of the IFSC Code KACE0000210
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Dosarka in Hamirpur.
For example, the IFSC Code KACE0000210 of The Kangra Central Cooperative Bank Limited for the Dosarka branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are trying to find the IFSC Code KACE0000210 of The Kangra Central Cooperative Bank Limited for its Dosarka branch located in Hamirpur, the following methods can help:
Cheque Book
The cheque book issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf which you can easily spot on the top section.
Passbook
You can easily find the IFSC and MICR codes because most banks, including The Kangra Central Cooperative Bank Limited branches in Hamirpur and Hamirpur, print them on the first page of your passbook.
Bank Website
Visit the official website of The Kangra Central Cooperative Bank Limited and navigate to the branch locator section. Search for Dosarka or Hamirpur to get the exact IFSC Code KACE0000210.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India keeps an updated list of all IFSC codes. If you search for The Kangra Central Cooperative Bank Limited and Hamirpur, you'll get the correct details.
How to Use IFSC Code KACE0000210 for Online Transfers?
Once you have the IFSC Code KACE0000210 for the Dosarka branch of The Kangra Central Cooperative Bank Limited in Hamirpur, you can initiate your fund transfers using any digital method:
NEFT
Add the beneficiary's name, account number, and IFSC Code KACE0000210. The transfer is completed in batches. It is useful for both personal and business payments.
RTGS
Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000210.
No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Dosarka in Hamirpur, your payment can get delayed or might not go through at all.
Finding the MICR Code
MICR codes are used for check clearances and are not the same as IFSC codes. If you are searching for the MICR code of The Kangra Central Cooperative Bank Limited in Dosarka, you can find it by any of the following ways:
- Check the bottom of your cheque leaf.
- Go to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both IFSC and MICR codes helps account holders in Hamirpur manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Dosarka Hamirpur branch is KACE0000210.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Near Police Line Po Hamirpur Tehsil Hamirpur Hp.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.