The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Ukhli branch in Hamirpur, Hamirpur, Himachal Pradesh, this complete guide will provide you with detailed information.

The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Hamirpur or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000174. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Ukhli, Hamirpur

Here are the key points that are associated with the IFSC Code KACE0000174 of The Kangra Central Cooperative Bank Limited for its branch located in Hamirpur, within the district of Hamirpur in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000174
Branch Ukhli
City Hamirpur
District Hamirpur
State Himachal Pradesh
Address Teshil & Distt. Hamirpur H.P. 176042

These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Hamirpur for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000174 for the Ukhli branch of The Kangra Central Cooperative Bank Limited has a very important role.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Ukhli, Hamirpur, Himachal Pradesh, are allotted a unique IFSC like KACE0000174 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Hamirpur.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Hamirpur and Hamirpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Ukhli reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000174

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Ukhli in Hamirpur.

For example, the IFSC Code KACE0000174 of The Kangra Central Cooperative Bank Limited for the Ukhli branch includes these elements, identifying the bank and the branch location in Hamirpur and Himachal Pradesh correctly.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000174 of The Kangra Central Cooperative Bank Limited for its Ukhli branch located in Hamirpur, the following methods can help:

Cheque Book

The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Hamirpur and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Ukhli or Hamirpur to get the exact IFSC Code KACE0000174.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Hamirpur that will provide accurate information.

How to Use IFSC Code KACE0000174 for Online Transfers?

Once you have the IFSC Code KACE0000174 for the Ukhli branch of The Kangra Central Cooperative Bank Limited in Hamirpur, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KACE0000174. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000174.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Ukhli in Hamirpur, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Ukhli, here are some ways that you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

If you know both IFSC and MICR codes, then it can help account holders in Hamirpur manage online transfers as well as cheque clearances with ease.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Ukhli, Hamirpur?

The IFSC Code is KACE0000174.

Is the IFSC Code KACE0000174 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Ukhli?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Ukhli branch?

The address of the branch is Teshil & Distt. Hamirpur H.P. 176042 located in Hamirpur, Hamirpur, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE KANGRA CENTRAL COOPERATIVE BANK LIMITED Branches

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