Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Hareta branch in Galore, Hamirpur, or Himachal Pradesh, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kangra Central Cooperative Bank Limited located in Galore or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000183. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Hareta, Galore
The table below shows the main details of the IFSC Code KACE0000183 for the The Kangra Central Cooperative Bank Limited branch in Galore, which falls under the Hamirpur district in Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000183 |
| Branch | Hareta |
| City | Galore |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | V.P.O.Hareta Tehsil Nadaun Distt. Hamirpur H.P. 174405 |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Galore for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000183 for the Hareta branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KACE0000183 is given to every bank branch, including The Kangra Central Cooperative Bank Limited located in Hareta, Galore, Himachal Pradesh, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kangra Central Cooperative Bank Limited branch in Galore.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Galore and Hamirpur.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Himachal Pradesh and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Hareta doesn't end up at another location.
Format of the IFSC Code KACE0000183
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kangra Central Cooperative Bank Limited, these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Hareta in Galore.
For example, the IFSC Code KACE0000183 of The Kangra Central Cooperative Bank Limited for the Hareta branch includes these elements, identifying the bank and the branch location in Galore and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are looking for the IFSC Code KACE0000183 of The Kangra Central Cooperative Bank Limited for its Hareta branch located in Galore, the following methods can help:
Cheque Book
The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Galore and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Hareta or Galore to get the exact IFSC Code KACE0000183.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Galore, then it will provide you proper information.
How to Use IFSC Code KACE0000183 for Online Transfers?
Once you have the IFSC Code KACE0000183 for the Hareta branch of The Kangra Central Cooperative Bank Limited in Galore, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000183. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000183.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Hareta in Galore may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Hareta, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Galore to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000183.
Yes, but there can be changes during mergers or restructuring.
No, MICR is for cheque clearing and the IFSC is for online transfers.
You can easily find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is V.P.O.Hareta Tehsil Nadaun Distt. Hamirpur H.P. 174405 located in Galore, Hamirpur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.