The IFSC Code is a very important number used in India for digital banking and online money transfers that ensures seamless and accurate fund transfers. In case you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code to route your payment to the right branch. If you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Patta branch in Bhoranj, Hamirpur, Himachal Pradesh, this complete guide will provide you with detailed information.
The banking system in India has changed over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Bhoranj or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000085. Knowing how the IFSC Code works will help you stay informed and avoid transfer issues.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Patta, Bhoranj
Here are the main details that are associated with the IFSC Code KACE0000085 of The Kangra Central Cooperative Bank Limited for its branch located in Bhoranj, within the district of Hamirpur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000085 |
| Branch | Patta |
| City | Bhoranj |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | Teshil & Distt. Hamirpur H.P. 173233 |
These details help users in online banking and for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Bhoranj for their financial transactions. In case you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000085 for the Patta branch of The Kangra Central Cooperative Bank Limited has a very important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Patta, Bhoranj, Himachal Pradesh, is provided with a unique IFSC like KACE0000085 to ensure that online payments reach the right destination.
The IFSC Code is important because:
- It uniquely identifies the The Kangra Central Cooperative Bank Limited branch in Bhoranj.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any errors or confusions between multiple branches of the same bank across different places like Bhoranj and Hamirpur.
- It reduces errors in fund transfers and improves accuracy.
- It allows sender banks to validate and confirm branch details before processing payments.
There are thousands of branches across Himachal Pradesh and the rest of India and the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Patta do not get mixed with another location.
Format of the IFSC Code KACE0000085
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Patta in Bhoranj.
For example, the IFSC Code KACE0000085 of The Kangra Central Cooperative Bank Limited for the Patta branch includes these elements, identifying the bank and the branch location in Bhoranj and Himachal Pradesh correctly.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are looking for the IFSC Code KACE0000085 of The Kangra Central Cooperative Bank Limited for its Patta branch located in Bhoranj, the following methods can help:
Cheque Book
The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Bhoranj and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Patta or Bhoranj to get the exact IFSC Code KACE0000085.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Bhoranj, then it will provide you proper information.
How to Use IFSC Code KACE0000085 for Online Transfers?
If you have the IFSC Code KACE0000085 for the Patta branch of The Kangra Central Cooperative Bank Limited in Bhoranj, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000085. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000085.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Patta in Bhoranj, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Patta, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Bhoranj manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Patta Bhoranj branch is KACE0000085.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Teshil & Distt. Hamirpur H.P. 173233.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.