Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. No matter, if you are sending money through NEFT, RTGS, or IMPS, the bank requires you to enter the correct IFSC Code so that your payment goes to the right branch. And if you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Manpul branch in Nadaun, Hamirpur, Himachal Pradesh, then this guide will give you detailed information.
The banking system has evolved significantly in India, and today the customers of The Kangra Central Cooperative Bank Limited located in Nadaun or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000191. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Manpul, Nadaun
Here are some of the key details that come with the IFSC Code KACE0000191 of The Kangra Central Cooperative Bank Limited for its branch located in Nadaun, within the district of Hamirpur in the state of Himachal Pradesh.
| Particulars | Details |
|---|---|
| Bank | The Kangra Central Cooperative Bank Limited |
| IFSC Code | KACE0000191 |
| Branch | Manpul |
| City | Nadaun |
| District | Hamirpur |
| State | Himachal Pradesh |
| Address | Post Office Majiar Tehsil Nadaun Distt Hamirpur Pin 177038 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Nadaun for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KACE0000191 for the Manpul branch of The Kangra Central Cooperative Bank Limited has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, which is an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, including The Kangra Central Cooperative Bank Limited located in Manpul, Nadaun, Himachal Pradesh, is provided a unique IFSC like KACE0000191 so that their online payments reach the right place.
The IFSC Code is important because:
- It uniquely recognizes the The Kangra Central Cooperative Bank Limited branch in Nadaun.
- Helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any confusions between multiple branches of the same bank across different places like Nadaun and Hamirpur.
- It reduces most of the errors in fund transfers and makes sure its accuracy.
- It enables sender banks to validate and confirm branch details before processing payments.
For thousands of branches across Himachal Pradesh and the rest of India, the IFSC Code ensures that transactions meant for The Kangra Central Cooperative Bank Limited in Manpul do not get misguided to another person.
Format of the IFSC Code KACE0000191
The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown:
- First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
- 5th character: Is always zero and is kept for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Manpul in Nadaun.
For example, the IFSC Code KACE0000191 of The Kangra Central Cooperative Bank Limited for the Manpul branch includes these elements, identifying the bank and the branch location in Nadaun and Himachal Pradesh accurately.
How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?
If you are looking for the IFSC Code KACE0000191 of The Kangra Central Cooperative Bank Limited for its Manpul branch located in Nadaun, the following methods can help:
Cheque Book
The cheque book that is issued by The Kangra Central Cooperative Bank Limited includes the IFSC Code printed on each cheque leaf. You can easily spot the code at the top section.
Passbook
Most of the banks, including The Kangra Central Cooperative Bank Limited branches in Nadaun and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
You can visit the official website of The Kangra Central Cooperative Bank Limited and look for the branch locator section, then search for Manpul or Nadaun to get the exact IFSC Code KACE0000191.
Mobile Banking App
If you use The Kangra Central Cooperative Bank Limited's mobile app, you can check your account details to easily find your branch's IFSC code.
RBI Website
The Reserve Bank of India has an updated database of all IFSC codes and if you are searching for The Kangra Central Cooperative Bank Limited and Nadaun, then it will provide you proper information.
How to Use IFSC Code KACE0000191 for Online Transfers?
Once you have the IFSC Code KACE0000191 for the Manpul branch of The Kangra Central Cooperative Bank Limited in Nadaun, you can initiate your fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KACE0000191. Transfers are processed in batches. This is suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000191.
Regardless of the method you choose, the accuracy of the IFSC Code is crucial. Any mistake in entering the IFSC Code for The Kangra Central Cooperative Bank Limited Manpul in Nadaun may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Manpul, here are some ways to obtain it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kangra Central Cooperative Bank Limited website.
- Search the RBI portal.
Having both the IFSC and MICR codes makes it easy for account holders in Nadaun to handle online money transfers and get their cheques cleared smoothly.
Frequently Asked Questions (FAQs)
The IFSC Code is KACE0000191.
Yes, but it can change if the bank merges or goes through restructuring.
No. MICR is for cheque clearing; IFSC is for online transfers.
You can find it on cheque books, passbooks, the bank's website, mobile app, or the RBI portal.
The address of the branch is Post Office Majiar Tehsil Nadaun Distt Hamirpur Pin 177038 located in Nadaun, Hamirpur, Himachal Pradesh.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.