For digital banking and online financial transactions in India, one essential element that makes sure of a seamless and accurate fund transfers is the IFSC Code. If you are sending money through NEFT, RTGS, or IMPS, the bank asks you to enter the correct IFSC Code to route your payment to the right branch. And so, in case you are searching for the IFSC Code of The Kangra Central Cooperative Bank Limited for its Lambloo branch in Lambloo, Hamirpur, Himachal Pradesh, this comprehensive guide will provide you with detailed information.

The banking system in India has changed significantly over the years, and today customers of The Kangra Central Cooperative Bank Limited located in Lambloo or anywhere in Himachal Pradesh can transfer funds instantly by using the correct IFSC Code KACE0000072. Knowing how the IFSC Code works can help you stay informed and avoid transfer errors.

Details of IFSC Code for The Kangra Central Cooperative Bank Limited, Lambloo, Lambloo

Here are some of the key details that come with the IFSC Code KACE0000072 of The Kangra Central Cooperative Bank Limited for its branch located in Lambloo, within the district of Hamirpur in the state of Himachal Pradesh.

Particulars Details
Bank The Kangra Central Cooperative Bank Limited
IFSC Code KACE0000072
Branch Lambloo
City Lambloo
District Hamirpur
State Himachal Pradesh
Address Tehsil & Distt. Hamirpur H.P. 177029

These details are important not only for users using online banking but also for businesses and individuals who use The Kangra Central Cooperative Bank Limited in Lambloo for everyday financial transactions. If you are depositing money, sending payments, or managing any commercial transfers, the IFSC Code KACE0000072 for the Lambloo branch of The Kangra Central Cooperative Bank Limited is vital.

What Is IFSC Code and Why Is It Important?

IFSC stands for Indian Financial System Code, an 11-character alphanumeric code provided by the Reserve Bank of India. Every bank branch, along with The Kangra Central Cooperative Bank Limited located in Lambloo, Lambloo, Himachal Pradesh, are allotted a unique IFSC like KACE0000072 to ensure that online payments reach the right destination.

The IFSC Code is important because:

  • It clearly tells which bank branch it is in Lambloo.
  • It helps NEFT, RTGS, and IMPS systems route the transfer securely.
  • It prevents confusion between different branches of the same bank in places like Lambloo and Hamirpur.
  • It reduces errors in fund transfers and improves accuracy.
  • It helps the sender banks to validate and confirm branch details before processing payments.

It makes sure that money sent to The Kangra Central Cooperative Bank Limited in Lambloo reaches the right place, even though there are thousands of branches in Himachal Pradesh and across India.

Format of the IFSC Code KACE0000072

The format of the IFSC Code for banks, including The Kangra Central Cooperative Bank Limited, has an 11-character structure:

AAAA0CCCCCC

Here's the breakdown:

  • First 4 characters (AAAA): Show the bank code. For The Kangra Central Cooperative Bank Limited, these letters represent the bank's short name.
  • 5th character: Is always zero and is kept for future use.
  • Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Lambloo in Lambloo.

For example, the IFSC Code KACE0000072 of The Kangra Central Cooperative Bank Limited for the Lambloo branch includes these elements, identifying the bank and the branch location in Lambloo and Himachal Pradesh correctly.

How to Find IFSC Code for The Kangra Central Cooperative Bank Limited?

If you are trying to find the IFSC Code KACE0000072 of The Kangra Central Cooperative Bank Limited for its Lambloo branch located in Lambloo, the following methods can help:

Cheque Book

The cheque books that are issued by The Kangra Central Cooperative Bank Limited include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.

Passbook

Most banks, including The Kangra Central Cooperative Bank Limited branches in Lambloo and Hamirpur, print the IFSC and MICR codes on the first page of the passbook.

Bank Website

Visit the official website of The Kangra Central Cooperative Bank Limited and find the branch locator section. Search for Lambloo or Lambloo to get the exact IFSC Code KACE0000072.

Mobile Banking App

If you use The Kangra Central Cooperative Bank Limited's mobile app, you can easily check your account details to find your branch's IFSC code.

RBI Website

The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kangra Central Cooperative Bank Limited and Lambloo that will provide accurate information.

How to Use IFSC Code KACE0000072 for Online Transfers?

Once you have the IFSC Code KACE0000072 for the Lambloo branch of The Kangra Central Cooperative Bank Limited in Lambloo, you can initiate your fund transfers using any digital method:

NEFT

Add the beneficiary's name, account number, and IFSC Code KACE0000072. The transfer is completed in batches. It is useful for both personal and business payments.

RTGS

Used for payments over ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.

IMPS

Instant 24×7 transfers. Requires the recipient's account details and The Kangra Central Cooperative Bank Limited IFSC Code KACE0000072.

No matter which payment method you use, the IFSC Code must be correct. If you enter the wrong IFSC Code for the The Kangra Central Cooperative Bank Limited Lambloo in Lambloo, your payment can get delayed or might not go through at all.

Finding the MICR Code

MICR codes are used for cheque clearance and are very different from IFSC codes. If you are looking for the MICR code of The Kangra Central Cooperative Bank Limited in Lambloo, here are some of the ways you can get it:

  • Check the bottom of your cheque leaf.
  • Refer to the first page of your passbook.
  • Visit the official The Kangra Central Cooperative Bank Limited website.
  • Search the RBI portal.

Knowing both IFSC and MICR code can help account holders in Lambloo manage their online transfers and cheque clearances easily.

Frequently Asked Questions (FAQs)

What is the IFSC Code of The Kangra Central Cooperative Bank Limited in Lambloo, Lambloo?

The IFSC Code is KACE0000072.

Is the IFSC Code KACE0000072 permanent?

Yes, but it can change during merging or restructuring of the bank.

Is MICR the same as IFSC?

No, MICR is for cheque clearing and IFSC is for online transfers.

Where can I find the IFSC Code of The Kangra Central Cooperative Bank Limited Lambloo?

You can find it on your chequebook, passbook, the bank's website, the mobile app, or on the RBI portal.

What is the full address of the Lambloo branch?

The address of the branch is Tehsil & Distt. Hamirpur H.P. 177029 located in Lambloo, Hamirpur, Himachal Pradesh.

What is the use of IFSC Code in online banking?

The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.

Nearby THE KANGRA CENTRAL COOPERATIVE BANK LIMITED Branches

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