Digital banking and online financial transactions in India uses one essential element that ensures you have a seamless and accurate fund transfers, it is the IFSC Code. Banks need the correct IFSC Code for NEFT, RTGS, or IMPS transfers to reach the right branch. If you are looking for the IFSC Code of The Kalyan Janata Sahakari Bank Ltd. for its Gograswadi Dombivali branch in Dombivali, Thane, or Maharashtra, this guide will help you with all the details.
There have been major changes in the banking sector in India and today, the customers of The Kalyan Janata Sahakari Bank Ltd. located in Dombivali or anywhere in Maharashtra can transfer funds instantly by using the correct IFSC Code KJSB0000024. You should definitely know how the IFSC Code works and how it helps you stay informed and avoid transfer errors.
Details of IFSC Code for The Kalyan Janata Sahakari Bank Ltd., Gograswadi Dombivali, Dombivali
The table below shows the main details of the IFSC Code KJSB0000024 for the The Kalyan Janata Sahakari Bank Ltd. branch in Dombivali, which falls under the Thane district in Maharashtra.
| Particulars | Details |
|---|---|
| Bank | The Kalyan Janata Sahakari Bank Ltd. |
| IFSC Code | KJSB0000024 |
| Branch | Gograswadi Dombivali |
| City | Dombivali |
| District | Thane |
| State | Maharashtra |
| Address | Shop No.1 To 6 ,Trimbak Palace,.Gograswadi,Dombivali (E)-421201 |
These details are crucial, not just for online banking users but also for businesses and individuals who use The Kalyan Janata Sahakari Bank Ltd. in Dombivali for recurring financial transactions. If you are depositing money, sending payments, or conducting commercial transfers, the IFSC Code KJSB0000024 for the Gograswadi Dombivali branch of The Kalyan Janata Sahakari Bank Ltd. has an important role.
What Is IFSC Code and Why Is It Important?
IFSC stands for Indian Financial System Code, an 11-character alphanumeric code that is provided by the Reserve Bank of India. A unique IFSC like KJSB0000024 is given to every bank branch, including The Kalyan Janata Sahakari Bank Ltd. located in Gograswadi Dombivali, Dombivali, Maharashtra, to make sure that online payments reach the right place.
The IFSC Code is important because:
- It uniquely identifies the The Kalyan Janata Sahakari Bank Ltd. branch in Dombivali.
- It helps NEFT, RTGS, and IMPS systems route the transfer securely.
- It avoids any kind of confusion between multiple branches of the same bank across different places like Dombivali and Thane.
- It removes errors in fund transfers and improves accuracy.
- It lets the sender banks validate and confirm branch details before they process the payments.
There are thousands of branches across Maharashtra and the rest of India, which is why the IFSC Code ensures that transactions meant for The Kalyan Janata Sahakari Bank Ltd. in Gograswadi Dombivali doesn't end up at another location.
Format of the IFSC Code KJSB0000024
The format of the IFSC Code for banks, including The Kalyan Janata Sahakari Bank Ltd., follows an 11-character structure:
AAAA0CCCCCC
Here's the breakdown of this:
- First 4 characters (AAAA): Represent the bank code. For The Kalyan Janata Sahakari Bank Ltd., these characters are the bank's short identifier.
- 5th character (0): Always zero which is reserved for future use.
- Last 6 characters (CCCCCC): Represent the specific branch code assigned to branches such as Gograswadi Dombivali in Dombivali.
For example, the IFSC Code KJSB0000024 of The Kalyan Janata Sahakari Bank Ltd. for the Gograswadi Dombivali branch includes these elements, identifying the bank and the branch location in Dombivali and Maharashtra accurately.
How to Find IFSC Code for The Kalyan Janata Sahakari Bank Ltd.?
If you are trying to find the IFSC Code KJSB0000024 of The Kalyan Janata Sahakari Bank Ltd. for its Gograswadi Dombivali branch located in Dombivali, the following methods can help:
Cheque Book
The cheque books that are issued by The Kalyan Janata Sahakari Bank Ltd. include the IFSC Code which is printed on each cheque and you can easily spot the code on the top section.
Passbook
Most banks, including The Kalyan Janata Sahakari Bank Ltd. branches in Dombivali and Thane, print the IFSC and MICR codes on the first page of the passbook.
Bank Website
Visit the official website of The Kalyan Janata Sahakari Bank Ltd. and find the branch locator section. Search for Gograswadi Dombivali or Dombivali to get the exact IFSC Code KJSB0000024.
Mobile Banking App
If you use The Kalyan Janata Sahakari Bank Ltd.'s mobile app, you can easily check your account details to find your branch's IFSC code.
RBI Website
The Reserve Bank of India maintains an updated database of all IFSC codes to help you in searching for The Kalyan Janata Sahakari Bank Ltd. and Dombivali that will provide accurate information.
How to Use IFSC Code KJSB0000024 for Online Transfers?
If you have the IFSC Code KJSB0000024 for the Gograswadi Dombivali branch of The Kalyan Janata Sahakari Bank Ltd. in Dombivali, you can easily go ahead with fund transfers using any digital method:
NEFT
Add beneficiary details including the name, account number, and IFSC Code KJSB0000024. Transfers are processed in batches. Suitable for personal and business payments.
RTGS
Used for high-value payments above ₹2 lakh. Real-time settlement using the IFSC Code of the recipient branch.
IMPS
Instant 24×7 transfers. Asks for the recipient's account details and The Kalyan Janata Sahakari Bank Ltd. IFSC Code KJSB0000024.
Whatever method you choose, the accuracy of the IFSC Code is important and needed. In case there is any mistake in entering the IFSC Code for The Kalyan Janata Sahakari Bank Ltd. Gograswadi Dombivali in Dombivali, it may result in delayed or failed transactions.
Finding the MICR Code
MICR codes are used for cheque clearance and differ from IFSC codes. If you are looking for the MICR code of The Kalyan Janata Sahakari Bank Ltd. in Gograswadi Dombivali, here are some ways that you can get it:
- Check the bottom of your cheque leaf.
- Refer to the first page of your passbook.
- Visit the official The Kalyan Janata Sahakari Bank Ltd. website.
- Search the RBI portal.
If you know both IFSC and MICR codes, then it can help account holders in Dombivali manage online transfers as well as cheque clearances with ease.
Frequently Asked Questions (FAQs)
The IFSC Code of the Gograswadi Dombivali Dombivali branch is KJSB0000024.
Yes, the IFSC Code remains the same unless the bank undergoes a merger or restructuring.
No. IFSC is used for online fund transfers, while MICR is used for cheque processing and clearance.
You can find it on cheque books, passbooks, bank websites, mobile banking apps, and the RBI website.
The branch is located at Shop No.1 To 6 ,Trimbak Palace,.Gograswadi,Dombivali (E)-421201.
The IFSC Code ensures that NEFT, RTGS, and IMPS transactions are accurately routed to the correct bank branch.